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Independent Reserve vs Swyftx
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What one buy of $1,000 costs by tapping Buy
$5
0.50% of the buy, plus a spread in the price
$6
0.60% of the buy, plus a spread in the price
Independent Reserve costs $1 less on a $1,000 buy by tapping Buy than Swyftx, before the spread in each price.
Drag to try another buy size
Independent ReserveIndependent Reserve
SwyftxSwyftx
Figure by figure
Tapping Buy
the fee on each buy
0.50%
plus a spread in the price, not published
0.10% less · Lower fee for tapping Buy
0.60%
plus a spread in the price, not published
The trading screen, market price
a first buy, at the entry rate
0.50%
up to $50,000 traded in 30 days
No trading screen
The trading screen, your own price
a first buy, at the entry rate
0.50%
up to $50,000 traded in 30 days
No trading screen
Paying in by bank transfer or PayID
Free
Free
Paying in by card
1.00%
of each deposit
1.40% less · Lower card deposit fee
2.40%
of each deposit
A year of your buying
12 buys of $1,000, by tapping Buy, paid by bank transfer or PayID
$60
$12 less · Lower cost a year
$72
Ways to pay in
4 ways
PayID, Bank transfer, Card, PayPal
4 ways
PayID, Bank transfer, Card, Apple Pay
Coins listed
40
40 AUD pairs
410+
400 AUD pairs
App Store rating
Australian App Store
4.8 of 5
from 2,287 ratings
4.5 of 5
from 6,040 ratings
AUSTRAC
Registered
Registered
Operated from
Australia
Australia
Recurring buys
Yes
Yes
Staking
No
No
SMSF accounts
Yes
Yes
Proof of reserves
No
No
Tax reports
Yes
Yes
One buy at every size, by tapping Buy
Independent ReserveSwyftx
A buy of $1,000 · yours
Independent Reserve$5
Swyftx$6
The fee on one buy by tapping Buy
The fee each charges on a single buy by tapping Buy, from $100 to $100,000, before paying in and before the spread built into the price; the dashed upright line is your buy size.
Independent Reserve
Go to siteSwyftx
Go to siteFees as each exchange publishes them, last refreshed 7 October 2026. To tap Buy: Independent Reserve 0.5%, Swyftx 0.6%. On the trading screen: Independent Reserve 0.5%, Swyftx has none. The spread built into a tapped Buy price isn’t published by either, so it is in neither figure. Each row says which figure is lower; it doesn't rank the exchanges. BankMate compares buying only.