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Australian Retirement Trust vs Hostplus

Their MySuper products: the default your employer pays into if you don't choose.

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Fees a year on a balance of $50,000
$365
$110 admin + $255 investment
$655
$120 admin + $535 investment

Australian Retirement Trust charges $290 less a year on $50,000 than Hostplus.

Drag to try another balance

Shown for a 40-year-old: a lifecycle fund invests by age, so its fees and mix change with it.

Australian Retirement TrustAustralian Retirement Trust
HostplusHostplus
Fees a year on $50,000
admin and investment fees
$365
0.73% of the balance
$290 less · Lower fees
$655
1.31% of the balance
Of which admin fees
$110
0.22% of the balance
$10 less · Lower admin fees
$120
0.24% of the balance
Investment option shown
Less than 50
the lifecycle band for a 40-year-old
The default option
one default for every member
Mix
91% growth assets
High growth
80% growth assets
Growth
APRA performance test
the latest result
Passed
Passed
Past performance is not a reliable indicator of future performance. Returns as APRA publishes them, after fees and tax.
Return, 5 years
net of all fees
7.57%
a year, on average
7.46%
a year, on average
Return, 10 years
8.58%
a year, on average
8.70%
a year, on average
Member accounts
1.47m
$109.3bn in this product
1.64m
$94.7bn in this product

Fees at every balance

Australian Retirement TrustHostplus
$0$2,000$4,000$5k$10k$20k$50k$100k$250k$500k
Balance of $50,000 · yours
Australian Retirement Trust$365
Hostplus$655
Fees a year

What each fund's MySuper option charges a year at every balance, from APRA's fees at $10,000 to $250,000; above $250,000 the line is carried on, so it's an estimate. The dashed line is your balance.

Before moving super, check what you’d give up: insurance cover inside your fund usually ends when you leave it, and some funds charge to exit. The ATO’s YourSuper comparison tool shows every MySuper product on the regulator’s figures. YourSuper comparison tool

Australian Retirement Trust · Lifecycle Investment Strategy
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Hostplus · Hostplus MySuper
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Figures from APRA's MySuper and Choice product statistics, as at 30 June 2026. Each row says which figure is lower; it doesn't say which fund suits you.

Compare all 35 MySuper funds

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