Super · Side by side

Australian Retirement Trust vs Rest Super

Their MySuper products: the default your employer pays into if you don't choose.

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Fees a year on a balance of $50,000
$365
$110 admin + $255 investment
$405
$130 admin + $275 investment

Australian Retirement Trust charges $40 less a year on $50,000 than Rest Super.

Drag to try another balance

Shown for a 40-year-old: a lifecycle fund invests by age, so its fees and mix change with it.

Australian Retirement TrustAustralian Retirement Trust
Rest SuperRest Super
Fees a year on $50,000
admin and investment fees
$365
0.73% of the balance
$40 less · Lower fees
$405
0.81% of the balance
Of which admin fees
$110
0.22% of the balance
$20 less · Lower admin fees
$130
0.26% of the balance
Investment option shown
Less than 50
the lifecycle band for a 40-year-old
The default option
one default for every member
Mix
91% growth assets
High growth
76% growth assets
Growth
Past performance is not a reliable indicator of future performance. Returns as APRA publishes them, after fees and tax.
Return, 5 years
net of all fees
7.57%
a year, on average
6.66%
a year, on average
Return, 10 years
8.58%
a year, on average
7.35%
a year, on average
Member accounts
1.47m
$109.3bn in this product
1.99m
$89.1bn in this product
The same on both

Nothing to compare in these: both say the same.

  • PassedAPRA performance test · the latest result

Fees at every balance

Australian Retirement TrustRest Super
$0$1,000$2,000$3,000$5k$10k$20k$50k$100k$250k$500k
Balance of $50,000 · yours
Australian Retirement Trust$365
Rest Super$405
Fees a year

What each fund's MySuper option charges a year at every balance, from APRA's fees at $10,000 to $250,000; above $250,000 the line is carried on, so it's an estimate. The dashed line is your balance.

Before moving super, check what you’d give up: insurance cover inside your fund usually ends when you leave it, and some funds charge to exit.

Australian Retirement Trust · Lifecycle Investment Strategy
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Rest Super · MySuper
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Figures from APRA's MySuper and Choice product statistics, as at 30 June 2026. Each row says which figure is lower; it doesn't say which fund suits you.

Compare all 35 MySuper funds

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