Term deposits · Side by side

ING vs Rabobank

Each bank at its highest rate for your choices, whichever of its deposits that is.

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Interest on $50,000 for 1 year

5.30% a year · paid at maturity

5.25% a year · paid at maturity

ING pays $25 more over 1 year than Rabobank.

Drag to try another amount

$50,000 until you say otherwise. Interest at each bank's rate for that amount, simple interest over the term. The government guarantee (the Financial Claims Scheme) covers up to $250,000 per person at each bank.

INGING

RabobankRabobank

Figure by figure

The deposit behind the figures

Personal Term Deposits

1 year · interest paid at maturity

Online Term Deposit

1 year · interest paid at maturity

Interest rate

a year, on $50,000

5.30%

0.05 points higher

5.25%

Interest over the term

on $50,000 for 1 year

$2,650

$25 more

$2,625

How interest can be paid

at 1 year

At maturity

Monthly, quarterly, half-yearly or at maturity

Who gets the rate

Anyone opening one

Deposit amounts

this deposit, every band

$10,000–$5,000,000

$1,000–$2,000,000

Breaking it early

Not described in the bank’s data. Usually 31 days’ notice, at a lower rate.

Terms offered

3 months to 2 years

1 month to 5 years

Every term

The highest rate each side has at each term on $50,000, with the interest it pays.

3 months

5.05%

$631

0.15 points higher

4.90%

$613

6 months

5.20%

$1,300

0.10 points higher

5.10%

$1,275

9 months

5.10%

$1,912

5.15%

$1,931

0.05 points higher

1 year

5.30%

$2,650

0.05 points higher

5.25%

$2,625

2 years

5.25%

$5,250

0.20 points higher

5.05%

$5,050

3 years

—

Not offered

5.10%

$7,650

4 years

—

Not offered

5.15%

$10,300

5 years

—

Not offered

5.25%

$13,125

Rates over time

The 1 year rate above, a cell a week. A move shows as ▲ or ▼ in the week it happened.

ING

Go to siteEvery ING term deposit

Rabobank

Go to siteEvery Rabobank term deposit

As of 26 October 2026, on $50,000 for 1 year, ING pays $2,650 at 5.30%; Rabobank pays $2,625 at 5.25%. Rates are the banks' own, published through Open Banking, at the amount above. Each row says which figure is higher; it doesn't say which deposit suits you.

Compare all 295 term deposits

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