ING term deposits
ING has one term deposit that BankMate tracks, with eight terms from 3 months to 2 years, interest paid at maturity.
Term deposit · 8 terms
Personal Term Deposits
5.35%p.a. · 11 months
interest at maturity; from $10,000
39th of 401 12-month deposits
Rates by term and how interest is paid
- At maturity5.05%
- Terms
- 3 months to 2 years
- Minimum deposit
- $10,000
- Maximum deposit
- $5,000,000
- To break it early
- 31 days' notice
- 3 months
- 5.05% · #14 of 164 3-month deposits
- 4 months
- 5.00% · #10 of 88 4-month deposits
- 6 months
- 5.20% · #36 of 180 6-month deposits
- 7 months
- 5.00% · #19 of 92 7-month deposits
- 9 months
- 5.10% · #39 of 149 9-month deposits
- 1 year
- 5.35% · #39 of 401 12-month deposits
- 2 years
- 5.25% · #18 of 255 24-month deposits
- Minimum deposit
- $10,000
- Maximum deposit
- $5,000,000
- Paid
- At maturity
- Compounding
- daily
- Notice
- 31 days' notice
- Before maturity
- You will need to give ING at least 31 days' advance notice to access your funds prior to the maturity date, except in the case of hardship. … Your funds will then be returned to your linked bank account 32 days later … if you withdraw your funds before the maturity date: the interest rate that applies to your Personal Term Deposit will reduce
- Read from
- ING's own site, 28 October 2026
September 20261 change
- 14Mon
- 2 terms up 0.35 to 0.55+0.35 to +0.55
11-month, paid at maturity 5.00 5.35 +0.35 24-month, paid at maturity 4.70 5.25 +0.55
June 20261 change
- 17Wed
- 3 terms up 0.05 to 0.1542 days after the RBA rise to 4.35%+0.05 to +0.15
3-month, paid at maturity 4.90 5.05 +0.15 4-month, paid at maturity 4.90 5.00 +0.10 6-month, paid at maturity 5.15 5.20 +0.05
A high interest rate guaranteed for the term. You choose the timeframe.
Notes on ING term deposits
to leave a note.
As of 1 November 2026, ING has one term deposit product tracked by BankMate, over eight terms from 3 months to 2 years. Its highest rate is 5.35% p.a. on the Personal Term Deposits for 11 months, 39th of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 14 September 2026. From the provider's Consumer Data Right feed, refreshed nightly.