ING term deposits

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As of 18 September 2026, ING has one term deposit product tracked by BankMate, over eight terms from 3 months to 2 years. Its highest rate is 5.35% p.a. on the Personal Term Deposits for 11 months, 18th of 590 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 14 September 2026.

Best rate: 5.35%; 11 months · Personal Term Deposits
Market rank: #18; of 590 12-month deposits
Terms: 8; 1 product
Last change: 14 Sept 2026; 2 changes on record

Rates over time

Best 12-month rate per product

Personal Term Deposits
RBA cash rate
Market average · 12-month deposits

What changed

2 changes since 15 May 2026

14 Sept 2026
Personal Term Deposits · 2 terms up 0.35 to 0.55
- 11-month 5.00 → 5.35
- 24-month 4.70 → 5.25
mixed
17 June 2026
Personal Term Deposits · 3 terms up 0.05 to 0.1542 days after the RBA rise to 4.35%
- 3-month 4.90 → 5.05
- 4-month 4.90 → 5.00
- 6-month 5.15 → 5.20
mixed

Term deposits

Best rate per product, by term · ranked within each term

Personal Term Deposits
interest at maturity · from $0 · 8 terms
3 mo 5.05%6 mo 5.20%9 mo 5.10%1 yr 5.35%2 yr 5.25%
5.35%#18 of 590

Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits

Notes on ING term deposits

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