ING savings accounts
All 3 accounts· ranked among 151
- A deposit of at least $1,000
- 5 card purchases
- A balance that ends the month higher than it started
A month without them pays the 0.01% base. The bonus applies to balances up to $100,000.
- A balance at least $100 higher than it started
A month without it pays the 2.50% base. The bonus applies to balances up to $500,000.
Nothing. The rate is paid whatever the month.
The top rate applies to balances up to $2,000,000.
Savings Booster opens only beside one. Savings Maximiser pays its bonus only with one.
Overseas ATM: this is the bank’s own fee. The ATM’s owner may charge its own fee on top, which banks don’t publish, so it isn’t counted.
Compare everyday accounts beyond INGOctober 20261 change
- 9Fri
- 3 accounts up 0.259 days after the RBA rise to 4.60%+0.25
Savings Maximiser 5.50 5.75 +0.25 Savings Booster 5.40 5.65 +0.25 Savings Accelerator 4.80 5.05 +0.25
May 20262 changes
- 15Fri
- 2 accounts up 0.20 to 0.259 days after the RBA rise to 4.35%+0.20 to +0.25
Savings Maximiser 5.25 5.50 +0.25 Savings Accelerator 4.60 4.80 +0.20
- 1Fri
- +1.85
March 20261 change
- 27Fri
- 2 accounts up 0.259 days after the RBA rise to 4.10%+0.25
Savings Maximiser 5.00 5.25 +0.25 Savings Accelerator 2.50 2.75 +0.25
Notes from savers
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As of 1 November 2026, ING has three savings accounts tracked by BankMate. Its Savings Maximiser pays 5.75% p.a. total, which ranks 6th of 151 accounts and sits 1.38 points above the market average of 4.37%. Its rates last changed on 9 October 2026. From ING's Consumer Data Right feed, refreshed nightly. Total rate is base plus bonus, with every monthly condition met. Compare savings accounts ·