Bank profile
LiveING savings accounts
As of 17 September 2026, ING has three savings accounts tracked by BankMate. Its Savings Maximiser pays 5.50% p.a. total, which ranks 6th of 93 accounts and sits 0.64 points above the market average of 4.86%. Its rates last changed on 15 May 2026.
- Top rate
- 5.50%
- Savings Maximiser
- Market rank
- #6
- of 93 accounts
- Market average
- 4.86%
- +0.64 for the top rate
- Last change
- 15 May 2026
- 5 changes on record
Rates over time
Total rate, conditions met- RBA cash rate
- Market average
What changed
5 changes since 1 Mar 2026- 2 accounts up 0.20 to 0.259 days after the RBA rise to 4.35%mixed
- Savings Maximiser 5.25 → 5.50
- Savings Accelerator 4.60 → 4.80
- Savings Accelerator 2.75 → 4.6044 days after the RBA rise to 4.10%+1.85
- 2 accounts up 0.259 days after the RBA rise to 4.10%+0.25
- Savings Maximiser 5.00 → 5.25
- Savings Accelerator 2.50 → 2.75
Accounts
Ranked by total rateBonus rate with monthly conditions · 2
- 💳
$1k deposit a month · 5 card purchases · balance must grow · bonus up to $100k
5.50%#6 of 93Rate0.01% base plus 5.49% bonus when the conditions are met, on balances up to $100,000. Last changed 15 May 2026 (+0.25).
Rate by balanceUp to $100k5.50%Sign-up bonus$100 · Sign up for an ING Savings & Transaction account
Conditions for the bonus rate- Debit card use
- 5+/month
- Monthly deposits
- $1,000/month
- Balance growth
- $1/month
- Balance range
- $0 - $100,000
- Age
- 18+ years
- Rate
2.25% base plus 3.15% bonus when the conditions are met, on balances up to $500,000.
6.00% first 4moRate by balanceUp to $500k5.40%$500k+2.25%Conditions for the bonus rate- Balance growth
- $100/month
- Balance range
- $0 - $500,000
- Age
- 18+ years
Rate for everyone, no monthly conditions · 1
- Rate
2.70% base plus 2.10% bonus when the conditions are met, on balances up to $250,000. Last changed 15 May 2026 (+0.20).
Rate by balanceUp to $2M4.80%$2M+2.70%Conditions for the bonus rate- Balance range
- $0 - $250,000
- Age
- 18+ years
Total rate is base plus bonus, assuming every monthly condition is met. Rank is among the 93 savings accounts BankMate tracks. Compare all accounts
Notes from savers
to leave a note.