All savings accounts
Savings · Side by side
ING Savings Accelerator vs ING Savings Maximiser
vs
Interest a year on $50,000, with the conditions met
$2,525
5.05% on this balance
$2,875
5.75% on this balance
ING Savings Maximiser pays $350 more a year on $50,000 than ING Savings Accelerator.
Drag to try another balance
INGSavings Accelerator
INGSavings Maximiser
Figure by figure
Interest a year with the conditions missed
on $50,000
$2,525
No conditions to miss
+$2,520 · More with the conditions missed
$5
at the base rate
Total rate
base plus bonus
5.05%
5.75%
+0.70 · Higher total rate
Base rate
paid whatever you do
5.05%
the whole rate
+5.04 · Higher base rate
0.01%
Bonus rate
None
one rate, nothing to do
5.74%
with the conditions met
+5.74 · Higher bonus rate
Top rate paid up to
$2M
+$1.9M · Covers more of a balance
$100k
What the bonus asks each month
Nothing
- 1A deposit of at least $1,000
- 25 card purchases
- 3A balance that ends the month higher than it started
Who can open it
Anyone 18 or over
Anyone 18 or over
Minimum balance
None
None
Sign-up bonus
None
Rank by total rate
among the accounts we track
63rd of 152
4th of 152
Last rate change
9 Oct 2026
up 0.25
9 Oct 2026
up 0.25
Rates over time
Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.
As of 13 October 2026, ING Savings Accelerator pays 5.05% with nothing to do each month, and ING Savings Maximiser pays 5.75% with its monthly conditions met. On $50,000, that's $2,525 against $2,875 a year, $350 more from ING Savings Maximiser. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.
Other comparisons
ING Savings Maximiser vs Macquarie Savings AccountING Savings Maximiser vs ubank Save accountMacquarie Savings Account vs ubank Save accountUp Saver vs ubank Save accountING Savings Maximiser vs Westpac LifeCommBank GoalSaver vs CommBank NetBank SaverBankwest Easy Saver vs Bankwest Hero SaverSt George Incentive Saver vs St George Maxi SaverNAB iSaver vs NAB Reward SaverBOQ Future Saver Account vs BOQ Simple Saver AccountAMP Bank GO Save vs Macquarie Savings AccountING Savings Maximiser vs Rabobank High Interest Savings AccountANZ Plus Growth Saver vs Westpac LifeCommBank GoalSaver vs Macquarie Savings AccountBankwest Easy Saver vs Macquarie Savings Account