BankMate
CompareQuestionsLeaders
Savings · Side by side

Great Southern Bank Future Saver vs Macquarie Savings Account

5.10% a year
5.50% a year from 19 Nov
vs
These are open to different people: Great Southern Bank Future Saver to anyone 18 or over, Macquarie Savings Account to anyone 12 or over.
Interest a year on $50,000, with the conditions met
$2,550
5.10% on this balance
$2,750
5.50% on this balance

Macquarie Savings Account pays $200 more a year on $50,000 than Great Southern Bank Future Saver.

Drag to try another balance

Where they differThe rate (5.10% against 5.50%), the conditions on the bonus, how much of a balance the top rate covers and who can open it.

The same on bothNo minimum balance.

Great Southern BankFuture Saver
MacquarieMacquarie Savings Account
Interest a year without meeting the conditions
on $50,000
$50
at the base rate
$2,750
No conditions to miss
+$2,700 · More without meeting the conditions
Total rate
base plus bonus
5.10%
5.50%
from 19 Nov · 5.25% until then
+0.40 · Higher total rate
Base rate
paid whatever you do
0.10%
5.50%
from 19 Nov
+5.40 · Higher base rate
Bonus rate
5.00%
with the conditions met
+5.00 · Higher bonus rate
None
one rate, nothing to do
Top rate paid up to
$500k
+$250k · Covers more of a balance
$250k
What the bonus asks each month
  1. A balance at least $250 higher than it started
Nothing
Who can open it
Anyone 18 or over
Anyone 12 or over
Rank by total rate
62nd of 123
among accounts open to adults
34th of 123
among accounts open to adults
Last rate change
27 Oct 2026
up 0.25
15 Oct 2026
up 0.25

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

Great Southern Bank Future Saver
Go to siteMore about this account
Macquarie Savings Account
Go to siteMore about this account

As of 13 November 2026, Great Southern Bank Future Saver pays 5.10% with its monthly conditions met, and Macquarie Savings Account pays 5.50% with nothing to do each month. On $50,000, that's $2,550 against $2,750 a year, $200 more from Macquarie Savings Account. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

Compare all 158 accounts

Other comparisons

ING Savings Maximiser vs Macquarie Savings AccountING Savings Accelerator vs ING Savings MaximiserING Savings Maximiser vs ubank Save accountMacquarie Savings Account vs ubank Save accountUp Saver vs ubank Save accountING Savings Maximiser vs Westpac LifeCommBank GoalSaver vs CommBank NetBank SaverBankwest Easy Saver vs Bankwest Hero SaverSt George Incentive Saver vs St George Maxi SaverNAB iSaver vs NAB Reward SaverBOQ Future Saver Account vs BOQ Simple Saver AccountAMP GO AMP Bank GO Save vs Macquarie Savings AccountING Savings Maximiser vs Rabobank High Interest Savings AccountANZ Plus Growth Saver vs Westpac LifeCommBank GoalSaver vs Macquarie Savings AccountBankwest Easy Saver vs Macquarie Savings AccountANZ Progress Saver vs NAB Reward SaverANZ Online Saver vs NAB iSaverNAB Reward Saver vs Westpac LifeANZ Progress Saver vs CommBank GoalSaverCommBank GoalSaver vs NAB Reward SaverMacquarie Savings Account vs NAB Reward SaverCommBank NetBank Saver vs NAB iSaverCommBank GoalSaver vs ING Savings MaximiserCommBank GoalSaver vs Westpac LifeGreat Southern Bank Future Saver vs ubank Save accountBCU Boss Saver vs Regional Australia Bank Savings Booster AccountANZ Plus Growth Saver vs ubank Save accountANZ Plus Growth Saver vs ING Savings Maximiser
A savings account against a term depositWhat each pays over the same term on your balance