Savings · Side by side

CommBank GoalSaver vs ING Savings Maximiser

5.50% a year
6.00% a year
vs
Both are open to anyone 18 or over.
Interest a year on $50,000, with the conditions met
$2,750
5.50% on this balance
$3,000
6.00% on this balance

ING Savings Maximiser pays $250 more a year on $50,000 than CommBank GoalSaver.

Drag to try another balance

Where they differThe rate (5.50% against 6.00%), the conditions on the bonus and how much of a balance the top rate covers.

The same on bothOpen to anyone 18 or over and no minimum balance.

Commonwealth BankGoalSaver
INGSavings Maximiser
Interest a year without meeting the conditions
on $50,000
$50
at the base rate
+$45 · More without meeting the conditions
$5
at the base rate
Total rate
base plus bonus
5.50%
6.00%
+0.50 · Higher total rate
Base rate
paid whatever you do
0.10%
+0.09 · Higher base rate
0.01%
Bonus rate
5.40%
with the conditions met
5.99%
with the conditions met
+0.59 · Higher bonus rate
Top rate paid up to
No cap
Covers all of it · Covers more of a balance
$100k
What the bonus asks each month
  1. A deposit
  2. A balance that ends the month higher than it started
  1. A deposit of at least $1,000
  2. 5 card purchases
  3. A balance that ends the month higher than it started
Rank by total rate
34th of 123
among accounts open to adults
3rd of 123
among accounts open to adults
Last rate change
13 Nov 2026
up 0.25
13 Nov 2026
up 0.25

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

As of 13 November 2026, CommBank GoalSaver pays 5.50% with its monthly conditions met, and ING Savings Maximiser pays 6.00% with its monthly conditions met. On $50,000, that's $2,750 against $3,000 a year, $250 more from ING Savings Maximiser. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

Compare all 158 accounts

Other comparisons

A savings account against a term depositWhat each pays over the same term on your balance