Savings · Side by side
ANZ Plus Growth Saver vs ubank Save account
5.60% a year
5.60% a year
vs
These are open to different people: ANZ Plus Growth Saver to anyone 15 or over, ubank Save account to anyone 16 or over.
Interest a year on $50,000, with the conditions met
$2,800
5.60% on this balance
$2,800
5.60% on this balance
Both pay $2,800 a year on $50,000.
Drag to try another balance
Where they differThe rate (5.60% against 5.60%), the conditions on the bonus, how much of a balance the top rate covers, the intro rate and who can open it.
The same on bothA 5.60% rate and no minimum balance.
ANZ PlusANZ Plus Growth Saver
ubankSave account
Figure by figure
Interest a year without meeting the conditions
on $50,000
$50
at the base rate
+$50 · More without meeting the conditions
$0
at the base rate
Base rate
paid whatever you do
0.10%
+0.10 · Higher base rate
0.00%
Bonus rate
5.50%
with the conditions met
5.60%
with the conditions met
+0.10 · Higher bonus rate
Top rate paid up to
No cap
Covers all of it · Covers more of a balance
$1M
What the bonus asks each month
- A balance at least $100 higher than it started
- A balance that ends the month higher than it started
Intro rate
for new accounts
None
6.50%
for 4 months
Who can open it
Anyone 15 or over
Anyone 16 or over
Rank by total rate
20th of 123
among accounts open to adults
20th of 123
among accounts open to adults
Last rate change
13 Nov 2026
up 0.25
10 Nov 2026
up 0.25
Rates over time
Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.
As of 13 November 2026, ANZ Plus Growth Saver pays 5.60% with its monthly conditions met, and ubank Save account pays 5.60% with its monthly conditions met. On $50,000, that's $2,800 against $2,800 a year. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.
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