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ING Savings Maximiser vs ubank Save account
vs
Interest a year on $50,000, with the conditions met
$2,875
5.75% on this balance
$2,675
5.35% on this balance
ING Savings Maximiser pays $200 more a year on $50,000 than ubank Save account.
Drag to try another balance
INGSavings Maximiser
ubankSave account
Figure by figure
Interest a year with the conditions missed
on $50,000
$5
at the base rate
+$5 · More with the conditions missed
$0
at the base rate
Total rate
base plus bonus
5.75%
+0.40 · Higher total rate
5.35%
Base rate
paid whatever you do
0.01%
+0.01 · Higher base rate
0.00%
Bonus rate
5.74%
with the conditions met
+0.39 · Higher bonus rate
5.35%
with the conditions met
Top rate paid up to
$100k
$1M
+$900k · Covers more of a balance
What the bonus asks each month
- 1A deposit of at least $1,000
- 25 card purchases
- 3A balance that ends the month higher than it started
- 1A balance that ends the month higher than it started
Intro rate
for new accounts
None
6.25%
for 4 months
Who can open it
Anyone 18 or over
Anyone 16 or over
Minimum balance
None
None
Sign-up bonus
None
Rank by total rate
among the accounts we track
4th of 152
24th of 152
Last rate change
9 Oct 2026
up 0.25
6 Oct 2026
up 0.25
Rates over time
Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.
As of 12 October 2026, ING Savings Maximiser pays 5.75% with its monthly conditions met, and ubank Save account pays 5.35% with its monthly conditions met. On $50,000, that's $2,875 against $2,675 a year, $200 more from ING Savings Maximiser. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.
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