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CommBank GoalSaver vs CommBank NetBank Saver

vs
Interest a year on $50,000, with the conditions met
$2,625
5.25% on this balance
$1,150
2.30% on this balance

CommBank GoalSaver pays $1,475 more a year on $50,000 than CommBank NetBank Saver.

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Commonwealth BankGoalSaver
Commonwealth BankNetBank Saver
Interest a year with the conditions missed
on $50,000
$50
at the base rate
$1,150
No conditions to miss
+$1,100 · More with the conditions missed
Total rate
base plus bonus
5.25%
+2.95 · Higher total rate
2.30%
Base rate
paid whatever you do
0.10%
2.30%
the whole rate
+2.20 · Higher base rate
Bonus rate
5.15%
with the conditions met
+5.15 · Higher bonus rate
None
one rate, nothing to do
Top rate paid up to
No cap
No cap
What the bonus asks each month
  1. 1A deposit
  2. 2A balance that ends the month higher than it started
Nothing
Intro rate
for new accounts
None
5.50%
for 5 months
Who can open it
Anyone 18 or over
Anyone 14 or over
Minimum balance
None
None
Rank by total rate
among the accounts we track
42nd of 152
136th of 152
Last rate change
9 Oct 2026
up 0.25
9 Oct 2026
up 0.20

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

CommBank NetBank Saver
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As of 13 October 2026, CommBank GoalSaver pays 5.25% with its monthly conditions met, and CommBank NetBank Saver pays 2.30% with nothing to do each month. On $50,000, that's $2,625 against $1,150 a year, $1,475 more from CommBank GoalSaver. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

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