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Commonwealth Bank · Savings account

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GoalSaver

Pays 5.00% p.a. total (0.10% base plus 4.90% bonus) as of 17 September 2026. Ranks 49th of 93 savings accounts tracked by BankMate, 0.14 points above the average of 4.86%. The rate was last restructured on 1 September 2026.

5.00%p.a.

0.10% base + 4.90% bonus · unlimited withdrawals · variable

Go to Commonwealth Bank

Rate over time

Total rate, conditions met
  • GoalSaver
  • RBA cash rate
  • Market average
4.004.505.00MarMayJulToday5.00% p.a. today

Position among 93 accounts

By month, end of month
  1. Feb 2026: ranked 23 of 46
  2. Mar 2026: ranked 31 of 74
  3. Apr 2026: ranked 42 of 88
  4. May 2026: ranked 37 of 91
  5. June 2026: ranked 46 of 91
  6. July 2026: ranked 48 of 92
  7. Aug 2026: ranked 48 of 92
  8. Sept 2026: ranked 49 of 93
Feb 2026This month

In the top 50% for 4 of the last 8 months. Its lowest was #49 of 93 in Sept 2026.

Changes

3 on record since 1 Mar 2026
  1. 5.00 → 5.00Base and bonus restructured
    0.00
  2. 4.75 → 5.00Bonus rate · 9 days after the RBA rise to 4.35%
    +0.25
  3. 4.50 → 4.75Bonus rate · 9 days after the RBA rise to 4.10%
    +0.25

Conditions for the bonus rate

Checked each month
Monthly deposits
$1/month
Balance growth
$1/month
Age
18+ years

On your balance

Saved with your preferences
Interest this year
Each month
Against the average account (4.86%)
Rate by balance
$0+
5.00%

Notes from savers

to leave a note.