BankMate

Savings account · 18+ years

CommBank GoalSaver

5.25%p.a. total

0.10% base + 5.15% bonus when the conditions are met

49th of 151 savings accounts · market average 4.37%

Go to Commonwealth BankCompare with another accountCompare with CommBank's term deposit

The RBA raised the cash rate to 4.60% on 30 September. GoalSaver moved on 9 October, 9 days later.

What the bonus asks

2 things each month
Each month
  1. A deposit
  2. A balance that ends the month higher than it started
A month without them

Pays the 0.10% base rate on the whole balance.

Who can open it

Anyone 18 or over

Balance

No balance cap.

Compare all 151 accounts

Rate history

Last change 9 Oct
  • GoalSaver
  • RBA cash rate
  • Market average
4.004.505.005.50MarMayJulSepToday5.25% p.a. today

October 20261 change

  1. 9Fri
    • 5.00 → 5.25Bonus rate 4.90% → 5.15% · 9 days after the RBA rise to 4.60%
      +0.25

September 20261 change

  1. 1Tue
    • Base and bonus changed, total still 5.00Base 0.25% → 0.10%, bonus 4.75% → 4.90%
      Same total

May 20261 change

  1. 15Fri
    • 4.75 → 5.00Bonus rate 4.50% → 4.75% · 9 days after the RBA rise to 4.35%
      +0.25

March 20261 change

  1. 27Fri
    • 4.50 → 4.75Bonus rate 4.25% → 4.50% · 9 days after the RBA rise to 4.10%
      +0.25

  1. #20FebFeb 2026: ranked 20 of 42
  2. #25MarMar 2026: ranked 25 of 64
  3. #35AprApr 2026: ranked 35 of 76
  4. #33MayMay 2026: ranked 33 of 79
  5. #40JunJune 2026: ranked 40 of 79
  6. #41JulJuly 2026: ranked 41 of 80
  7. #41AugAug 2026: ranked 41 of 80
  8. #52SepSep 2026: ranked 52 of 120
  9. #48OctOct 2026: ranked 48 of 150
  10. #49NowNov 2026: ranked 49 of 151
  • Top 5%
  • Top 10%
  • Top 25%
  • Top half
  • Lower half

In the top 50% for 7 of the last 10 months. Its lowest was #41 of 80 in July 2026.

A year meeting the conditions
$2,625
A year without meeting the conditions
$50
Against the average (4.37%)
+$441

On a $50,000 balance. Type yours above; it's kept with your savings preferences.

Notes from savers

to leave a note.

Often compared with: CommBank NetBank Saver · Macquarie Savings Account

Other Commonwealth Bank accounts: Youthsaver Account 5.30% · NetBank Saver 2.30%

Pays 5.25% p.a. total (0.10% base plus 5.15% bonus) as of 1 November 2026. Ranks 49th of 151 savings accounts tracked by BankMate, 0.88 points above the average of 4.37%. The rate last rose on 9 October 2026, 9 days after the RBA raised the cash rate to 4.60%. From Commonwealth Bank's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·