Commonwealth Bank everyday accounts
2 everyday accounts. Bank fees a year overseas · among accounts open to adults.
- Smart Access
$4 a month, waived with $2,000 in · 3.5% overseas · ATM overseas: $5 bank fee
$237=38th of 46a year in bank fees overseas
- Bank fees a year overseas
- $237
- Fee on a purchase in another currency
- 3.5%
- Overseas ATM, the bank’s own fee
- $5 bank fee
- Monthly fee
- $4 a month
- Waived when
- Under 30; You have a disability that requires you to use a branch (visit a branch to apply); $2,000 or more goes in a month; $50,000 or more held with the bank; You have a CommBank Home Loan and meet the eligibility criteria (refer to Terms and Conditions for eligibility criteria); You qualify for CommBank Yello Plus, Gold or Diamond (refer to Terms and Conditions for eligibility criteria); A government pension paid in
- Card
- Debit Mastercard
- Phone and watch payments
- Apple Pay, Google Pay, Samsung Pay, Garmin Pay, Fitbit Pay
- PayID
- Yes
- Open to
- Any age
- Government guarantee
- Up to $250,000, as a bank
This is the bank’s own fee. The ATM’s owner may charge its own fee on top, which banks don’t publish, so it isn’t counted.
a year in bank fees overseas
- Bank fees a year overseas
- $237
- Fee on a purchase in another currency
- 3.5%
- Overseas ATM, the bank’s own fee
- $5 bank fee
- Monthly fee
- None
- Card
- Debit Mastercard
- Phone and watch payments
- Apple Pay, Google Pay, Samsung Pay, Garmin Pay, Fitbit Pay
- PayID
- Yes
- Open to
- Any age
- Government guarantee
- Up to $250,000, as a bank
This is the bank’s own fee. The ATM’s owner may charge its own fee on top, which banks don’t publish, so it isn’t counted.
No changes recorded for Commonwealth Bank's everyday accounts since tracking began on 14 October 2026.
Notes on Commonwealth Bank everyday accounts
to leave a note.
As of 23 October 2026, Commonwealth Bank offers two everyday accounts tracked by BankMate. On a year of $5,000 spent in other currencies, four $300 withdrawals at overseas ATMs and $2,000 paid in each month, its cheapest, Smart Access, costs $237 a year in bank fees, joint 38th of 46 among everyday accounts open to adults. Fees were last confirmed from its Open Banking feed on 23 Oct 2026. From the provider's Consumer Data Right feed, refreshed nightly.