Commonwealth Bank personal loans
3 personal loans. Comparison rate · ranked within unsecured or secured loans.
Unsecured · 2
Unsecured · variable · any purpose · $250 application · $15/mo
8.40%18th of 84comparison · from 6.99% advertised
- Advertised rate
- from 6.99% p.a.
- Comparison rate
- 8.40% p.a.
- Rate type
- Variable
- Application fee
- $250
- Monthly fee
- $15
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $4,000 – $50,000
- Loan term
- 1 year to 7 years
Unsecured · fixed · any purpose · $250 application · $15/mo
8.65%26th of 84comparison · from 7.25% advertised
- Advertised rate
- from 7.25% p.a.
- Comparison rate
- 8.65% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- $15
- Annual fee
- None
- Early repayment fee
- $15
- Loan amount
- $4,000 – $50,000
- Loan term
- 1 year to 7 years
Secured · 1
Secured · fixed · car loan · $250 application · $15/mo
8.20%54th of 98comparison · from 6.79% advertised
- Advertised rate
- from 6.79% p.a.
- Comparison rate
- 8.20% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- $15
- Annual fee
- None
- Early repayment fee
- $15
- Loan amount
- $4,000 – $120,000
- Loan term
- 1 year to 7 years
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
October 20264 changes
- 10Sat
- +0.36
- Unsecured Variable Rate Personal Loanapplication fee $0 → $250+$250
- +0.35
- Unsecured Fixed Rate Personal Loanapplication fee $0 → $250+$250
September 20261 change
- 22Tue
- Unsecured Variable Rate Personal Loan8.79 → 8.04−0.75
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare personal loans · Personal loan report
Notes on Commonwealth Bank personal loans
to leave a note.
As of 1 November 2026, Commonwealth Bank has three personal loans tracked by BankMate, two unsecured and one secured. Its lowest comparison rate is 8.40% on the Unsecured Variable Rate Personal Loan (unsecured · variable · any purpose), ranking 18th of 84 unsecured loans and sitting 2.24 points below the unsecured market average of 10.64%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rates last moved on 10 October 2026, 10 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.