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Commonwealth Bank · Personal loan · Secured · Fixed

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Secured Fixed Rate Car Loan

As of 18 September 2026, the Commonwealth Bank Secured Fixed Rate Car Loan has a comparison rate of 8.20% (from 6.79% advertised), ranking 25th of 48 secured loans tracked by BankMate. It is a secured fixed-rate loan for car loan with fees of $250 application · $15 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

8.20%comparison rate p.a.

from 6.79% advertised · Secured · fixed · car loan

Fees: $250 application · $15/mo.

Go to Commonwealth Bank

Rate over time

Comparison rate · lenders publish the lowest rate in their range
  • Secured Fixed Rate Car Loan
  • RBA cash rate
4.006.008.00Today8.20% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate
from 6.79% p.a.
Comparison rate
8.20% p.a.
Rate type
Fixed

Fees

Application fee
$250
Monthly fee
$15
Annual fee
None
Early repayment fee
$15
Late payment fee
$20

Loan terms

Loan amount
$4,000 – $120,000
Loan term
1 year to 7 years
Extra repayments
Yes
Early payout
Yes
Redraw
No
Flexible repayment frequency
Yes

Eligibility

Minimum age
18

About this product

Unlock the value of your car for a typically reduced interest rate.

Compare all personal loans