Unsecured Fixed Rate Personal Loan

As of 18 September 2026, the Commonwealth Bank Unsecured Fixed Rate Personal Loan has a comparison rate of 8.30% (from 7.25% advertised), ranking 81st of 212 unsecured loans tracked by BankMate and sitting 8.83 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for any purpose with fees of $15 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

8.30%comparison rate p.a.

from 7.25% advertised · Unsecured · fixed · any purpose

Fees: $15/mo.

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Rate over time

Comparison rate · lenders publish the lowest rate in their range

Unsecured Fixed Rate Personal Loan
RBA cash rate
Unsecured average

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate: from 7.25% p.a.
Comparison rate: 8.30% p.a.
Rate type: Fixed

Fees

Application fee: None
Monthly fee: $15
Annual fee: None
Early repayment fee: $15
Late payment fee: $20

Loan terms

Loan amount: $4,000 – $50,000
Loan term: 1 year to 7 years
Extra repayments: Yes
Early payout: Yes
Redraw: No
Flexible repayment frequency: Yes

Eligibility

Minimum age: 18

About this product

Take control of your next step with a flexible CommBank Fixed Rate Personal Loan that puts you in charge.

Compare all personal loans