BankMate

Personal loan · Unsecured · Fixed

Unsecured Fixed Rate Personal Loan

8.65%comparison rate p.a.

from 7.25% advertised · Unsecured · fixed · any purpose

26th of 84 unsecured loans

Go to Commonwealth Bank

Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees: $250 application · $15/mo.

Advertised rate
from 7.25% p.a.
Application fee
$250
Loan amount
$4,000 – $50,000
Minimum age
18
Comparison rate
8.65% p.a.
Monthly fee
$15
Compare all 182 personal loans
Compare CommBank Unsecured Fixed Rate side by side

Often compared with: NAB · ANZ

Advertised rate
from 7.25% p.a.
Comparison rate
8.65% p.a.
Rate type
Fixed

Application fee
$250
Monthly fee
$15
Annual fee
None
Early repayment fee
$15
Late payment fee
$20

Loan amount
$4,000 – $50,000
Loan term
1 year to 7 years
Extra repayments
Yes
Early payout
Yes
Redraw
No
Flexible repayment frequency
Yes

Minimum age
18
Residency
Australian residents only

  • Unsecured Fixed Rate Personal Loan
  • RBA cash rate
  • Unsecured average
4.006.008.0010.00SepOctToday8.65% p.a. today

October 20262 changes

  1. 10Sat
    • 8.30 → 8.6510 days after the RBA rise to 4.60%
      +0.35
    • Application fee $0 → $250
      +$250

Take control of your next step with a flexible CommBank Fixed Rate Personal Loan that puts you in charge.

Also from Commonwealth Bank: Secured Fixed Rate Car Loan 8.20% · Unsecured Variable Rate Personal Loan 8.40%

As of 2 November 2026, the Commonwealth Bank Unsecured Fixed Rate Personal Loan has a comparison rate of 8.65% (from 7.25% advertised), ranking 26th of 84 unsecured loans tracked by BankMate and sitting 1.99 points below the unsecured market average of 10.64%. It is an unsecured fixed-rate loan for any purpose with fees of $250 application · $15 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rate last moved on 10 October 2026, 10 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.