Commonwealth Bank savings accounts

Commonwealth Bank’s highest savings rate is , on Youthsaver Account. It’s open to who do .

All 3 accounts· ranked among 151

Compare all 151 accounts

NetBank Saver opens only beside one.

Commonwealth Bank Streamline Basic debit card
Streamline BasicNo monthly fee
3.5%on spending overseas
$5 bank feeat an overseas ATM
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Commonwealth Bank Smart Access debit card
Smart Access$4 a month, waived for under 30, $2,000 in a month or pensioners
3.5%on spending overseas
$5 bank feeat an overseas ATM
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Overseas ATM: this is the bank’s own fee. The ATM’s owner may charge its own fee on top, which banks don’t publish, so it isn’t counted.

Compare everyday accounts beyond Commonwealth Bank

October 20261 change

  1. 9Fri

September 20261 change

  1. 1Tue
    • GoalSaverbase and bonus changed, total still 5.00Base 0.25% → 0.10%, bonus 4.75% → 4.90%
      Same total

May 20261 change

  1. 15Fri

March 20261 change

  1. 27Fri

Notes from savers

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As of 1 November 2026, Commonwealth Bank has three savings accounts tracked by BankMate. Its Youthsaver Account pays 5.30% p.a. total, which ranks 41st of 151 accounts and sits 0.93 points above the market average of 4.37%. Its rates last changed on 9 October 2026. From Commonwealth Bank's Consumer Data Right feed, refreshed nightly. Total rate is base plus bonus, with every monthly condition met. Compare savings accounts ·