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CommBank NetBank Saver vs CommBank Youthsaver Account

vs
These are open to different people: CommBank NetBank Saver to anyone 14 or over, CommBank Youthsaver Account only to anyone under 18.
Interest a year on $50,000, with the conditions met
$1,150
2.30% on this balance
$2,650
5.30% on this balance

CommBank Youthsaver Account pays $1,500 more a year on $50,000 than CommBank NetBank Saver, but it's open only to anyone under 18.

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Where they differThe rate (2.30% against 5.30%), the conditions on the bonus, how much of a balance the top rate covers, the intro rate and who can open it.

The same on bothNo minimum balance.

Commonwealth BankNetBank Saver
Commonwealth BankYouthsaver Account
Interest a year without meeting the conditions
on $50,000
$1,150
No conditions to miss
$1,175
at the base rate
+$25 · More without meeting the conditions
Total rate
base plus bonus
2.30%
5.30%
+3.00 · Higher total rate
Base rate
paid whatever you do
2.30%
the whole rate
2.35%
+0.05 · Higher base rate
Bonus rate
None
one rate, nothing to do
2.95%
with the conditions met
+2.95 · Higher bonus rate
Top rate paid up to
No cap
Covers all of it · Covers more of a balance
$50k
What the bonus asks each month
Nothing
  1. A deposit
  2. A balance that ends the month higher than it started
Intro rate
for new accounts
5.50%
for 5 months
None
Who can open it
Anyone 14 or over
Anyone under 18
Rank by total rate
101st of 117
among accounts open to adults
27th of 114
among accounts open to under-18s
Last rate change
9 Oct 2026
up 0.20
9 Oct 2026
up 0.25

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

CommBank NetBank Saver
Go to siteMore about this account
CommBank Youthsaver Account
Go to siteMore about this account

As of 2 November 2026, CommBank NetBank Saver pays 2.30% with nothing to do each month, and CommBank Youthsaver Account pays 5.30% with its monthly conditions met. On $50,000, that's $1,150 against $2,650 a year, $1,500 more from CommBank Youthsaver Account. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

Compare all 151 accounts

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A savings account against a term depositWhat each pays over the same term on your balance