All savings accounts
Savings · Side by side
CommBank GoalSaver vs Macquarie Savings Account
vs
Interest a year on $50,000, with the conditions met
$2,625
5.25% on this balance
$2,625
5.25% on this balance
Both pay $2,625 a year on $50,000.
Drag to try another balance
Commonwealth BankGoalSaver
MacquarieMacquarie Savings Account
Figure by figure
Interest a year with the conditions missed
on $50,000
$50
at the base rate
$2,625
No conditions to miss
+$2,575 · More with the conditions missed
Total rate
base plus bonus
5.25%
5.25%
from 15 Oct · 5.00% until then
Base rate
paid whatever you do
0.10%
5.25%
from 15 Oct
+5.15 · Higher base rate
Bonus rate
5.15%
with the conditions met
+5.15 · Higher bonus rate
None
one rate, nothing to do
Top rate paid up to
No cap
Covers all of it · Covers more of a balance
$250k
What the bonus asks each month
- 1A deposit
- 2A balance that ends the month higher than it started
Nothing
Who can open it
Anyone 18 or over
Anyone 12 or over
Minimum balance
None
None
Rank by total rate
among the accounts we track
42nd of 152
42nd of 152
Last rate change
9 Oct 2026
up 0.25
22 May 2026
up 0.25
Rates over time
Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.
As of 13 October 2026, CommBank GoalSaver pays 5.25% with its monthly conditions met, and Macquarie Savings Account pays 5.25% with nothing to do each month. On $50,000, that's $2,625 against $2,625 a year. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.
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