All savings accounts
Savings · Side by side
ubank Save account vs Up Saver
vs
Interest a year on $50,000, with the conditions met
$2,675
5.35% on this balance
$2,800
5.60% on this balance
Up Saver pays $125 more a year on $50,000 than ubank Save account.
Drag to try another balance
ubankSave account
UpUp Saver
Figure by figure
Interest a year with the conditions missed
on $50,000
$0
at the base rate
$1,000
at the base rate
+$1,000 · More with the conditions missed
Total rate
base plus bonus
5.35%
5.60%
+0.25 · Higher total rate
Base rate
paid whatever you do
0.00%
2.00%
+2.00 · Higher base rate
Bonus rate
5.35%
with the conditions met
+1.75 · Higher bonus rate
3.60%
with the conditions met
Top rate paid up to
$1M
+$750k · Covers more of a balance
$250k
What the bonus asks each month
- 1A balance that ends the month higher than it started
- 15 card purchases
- 2No withdrawals
Intro rate
for new accounts
6.25%
for 4 months
None
Who can open it
Anyone 16 or over
Anyone 16 or over
Minimum balance
None
None
Sign-up bonus
None
Rank by total rate
among the accounts we track
24th of 152
10th of 152
Last rate change
6 Oct 2026
up 0.25
8 Oct 2026
up 0.25
Rates over time
Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.
As of 13 October 2026, ubank Save account pays 5.35% with its monthly conditions met, and Up Saver pays 5.60% with its monthly conditions met. On $50,000, that's $2,675 against $2,800 a year, $125 more from Up Saver. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.
Other comparisons
ING Savings Maximiser vs Macquarie Savings AccountING Savings Accelerator vs ING Savings MaximiserING Savings Maximiser vs ubank Save accountMacquarie Savings Account vs ubank Save accountING Savings Maximiser vs Westpac LifeCommBank GoalSaver vs CommBank NetBank SaverBankwest Easy Saver vs Bankwest Hero SaverSt George Incentive Saver vs St George Maxi SaverNAB iSaver vs NAB Reward SaverBOQ Future Saver Account vs BOQ Simple Saver AccountAMP Bank GO Save vs Macquarie Savings AccountING Savings Maximiser vs Rabobank High Interest Savings AccountANZ Plus Growth Saver vs Westpac LifeCommBank GoalSaver vs Macquarie Savings AccountBankwest Easy Saver vs Macquarie Savings Account