Pays 5.35% p.a. total (0.00% base plus 5.35% bonus) as of 17 September 2026. Ranks 11th of 93 savings accounts tracked by BankMate, 0.49 points above the average of 4.86%. The rate last rose on 14 July 2026.
5.35%p.a.
0.00% base + 5.35% bonus · bonus up to $250,000 · variable
Go to Up
$15 sign-up bonus · Sign Up Bonus
Rate over time
Total rate, conditions met- Up Saver
- RBA cash rate
- Market average
Position among 93 accounts
By month, end of month- Feb 2026: ranked 6 of 46
- Mar 2026: ranked 9 of 74
- Apr 2026: ranked 11 of 88
- May 2026: ranked 7 of 91
- June 2026: ranked 87 of 91
- July 2026: ranked 10 of 92
- Aug 2026: ranked 10 of 92
- Sept 2026: ranked 11 of 93
Feb 2026
- Top 5%
- Top 10%
- Top 25%
- Lower
In the top 25% for 7 of the last 8 months. Its lowest was #87 of 91 in June 2026.
Changes
7 on record since 1 Mar 2026- 3.35 → 5.35Bonus rate+2.00
- 5.35 → 3.35Bonus rate−2.00
- 3.35 → 5.35Bonus rate+2.00
- 5.35 → 3.35Bonus rate−2.00
- 5.10 → 5.35Bonus rate · 16 days after the RBA rise to 4.35%+0.25
- 4.85 → 5.10Bonus rate · 14 days after the RBA rise to 4.10%+0.25
Show 1 earlier date
- 4.85 → 4.85Base and bonus restructured0.00
Conditions for the bonus rate
Checked each month- Debit card use
- 5+/month
- Withdrawals
- Not allowed
- Balance range
- $0 - $250,000
- Age
- 16+ years
On your balance
Saved with your preferences- Interest this year
- —
- Each month
- —
- Against the average account (4.86%)
- —
Rate by balance
Up to $250k
5.35%$250k+
2.00%Notes from savers
to leave a note.