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Up

As of 18 September 2026, Up has 2 products across two of the 8 pillars BankMate tracks: 1 savings account and 1 home loan. Its highest-placed product is Up Home Loan at 5.95% comparison rate, 4th of 107 variable owner-occupier P&I loans. Its rates last moved on 14 July 2026.

Savings accounts· 1Home loans· 1
Pillars
2 of 8
No credit cards, term deposits, personal loans…
Products tracked
2
1 savings account · 1 home loan
Highest placed
#4
Up Home Loan · of 107 variable owner-occupier P&I loans
Last change
14 July 2026
7 changes on record

What changed

7 changes across 1 pillar since 1 Mar 2026
  1. Savings accountsUp Saver 3.35 → 5.35Bonus rate 3.35% → 5.35%
    +2.00
  2. Savings accountsUp Saver 5.35 → 3.35Bonus rate 5.35% → 3.35%
    −2.00
  3. Savings accountsUp Saver 3.35 → 5.35Bonus rate 3.35% → 5.35%
    +2.00
  4. Savings accountsUp Saver 5.35 → 3.35Bonus rate 5.35% → 3.35%
    −2.00
  5. Savings accountsUp Saver 5.10 → 5.35Bonus rate 5.10% → 5.35% · 16 days after the RBA rise to 4.35%
    +0.25
  6. Savings accountsUp Saver 4.85 → 5.10Bonus rate 4.85% → 5.10% · 14 days after the RBA rise to 4.10%
    +0.25
Show 1 earlier change
  1. Savings accountsUp Saver 4.85 → 4.85Base 4.85% → 0.00%, bonus 0.00% → 4.85%
    0.00

Savings accounts · 1

Total rate, conditions met · ranked among 94 accounts
  • Up SaverSign-up bonus

    5 card purchases · no withdrawals · bonus up to $250k

    5.35%#12 of 94

Full savings accounts record for Up →

Total rate is base plus bonus, assuming every monthly condition is met. Full savings history for Up · Compare all savings accounts

Home loans · 1

Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate
  • Up Home Loan

    Variable · P&I · Owner-occupier · offset account · redraw · no ongoing fee · 6 variants

    1y 5.99%2y 6.04%3y 6.06%4y 6.11%5y 6.15%
    5.95%#4 of 107

Full home loans record for Up →

Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare all home loans · Home loan report

Up has no credit cards, term deposits, personal loans, superannuation, share trading or crypto exchange that BankMate tracks. It is not part of a larger group on our register.

Notes on Up

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