BankMate

Up savings accounts

Up’s highest savings rate is , on Up Saver. It’s open to who do .
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All 2 accounts· ranked among 151

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Up Saver and Up Essentials Saver open only beside one.

Debit
Up Everyday AccountNo monthly fee
No feeon spending overseas
No bank feeat an overseas ATM
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Overseas ATM: this is the bank’s own fee. The ATM’s owner may charge its own fee on top, which banks don’t publish, so it isn’t counted.

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October 20261 change

  1. 8Thu
    • Up Saver5.35 → 5.60Bonus rate 3.35% → 3.60% · 8 days after the RBA rise to 4.60%
      +0.25

September 20261 change

  1. 19Sat
    • Up Saverbase and bonus changed, total still 5.35Base 0.00% → 2.00%, bonus 5.35% → 3.35%
      Same total

May 20261 change

  1. 22Fri
    • Up Saver5.10 → 5.35Bonus rate 5.10% → 5.35% · 16 days after the RBA rise to 4.35%
      +0.25

April 20261 change

  1. 1Wed
    • Up Saver4.85 → 5.10Bonus rate 4.85% → 5.10% · 14 days after the RBA rise to 4.10%
      +0.25

March 20261 change

  1. 26Thu
    • Up Saverbase and bonus changed, total still 4.85Base 4.85% → 0.00%, bonus 0.00% → 4.85%
      Same total

Notes from savers

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As of 1 November 2026, Up has two savings accounts tracked by BankMate. Its Up Saver pays 5.60% p.a. total, which ranks 12th of 151 accounts and sits 1.23 points above the market average of 4.37%. Its rates last changed on 8 October 2026. From Up's Consumer Data Right feed, refreshed nightly. Total rate is base plus bonus, with every monthly condition met. Compare savings accounts ·