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Savings · Side by side
BOQ Future Saver Account vs BOQ Simple Saver Account
vs
Interest a year on $50,000, with the conditions met
$3,000
6.00% on this balance
$2,500
5.00% on this balance
BOQ Future Saver Account pays $500 more a year on $50,000 than BOQ Simple Saver Account.
Drag to try another balance
BOQFuture Saver Account
BOQSimple Saver Account
Figure by figure
Interest a year with the conditions missed
on $50,000
$25
at the base rate
$2,500
No conditions to miss
+$2,475 · More with the conditions missed
Total rate
base plus bonus
6.00%
+1.00 · Higher total rate
5.00%
Base rate
paid whatever you do
0.05%
5.00%
the whole rate
+4.95 · Higher base rate
Bonus rate
5.95%
with the conditions met
+5.95 · Higher bonus rate
None
one rate, nothing to do
Top rate paid up to
$50k
$5M
+$5.0M · Covers more of a balance
What the bonus asks each month
- 1A deposit of at least $1,000
- 25 card purchases
Nothing
Intro rate
for new accounts
None
5.55%
for 4 months
Who can open it
14 to 35 year olds
Anyone 14 or over
Minimum balance
None
$1
Rank by total rate
among the accounts we track
1st of 152
65th of 152
Last rate change
9 Oct 2026
up 0.20
9 Oct 2026
up 0.20
Rates over time
Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.
As of 13 October 2026, BOQ Future Saver Account pays 6.00% with its monthly conditions met, and BOQ Simple Saver Account pays 5.00% with nothing to do each month. On $50,000, that's $3,000 against $2,500 a year, $500 more from BOQ Future Saver Account. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.
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