Pays 5.80% p.a. total (0.05% base plus 5.75% bonus) as of 17 September 2026. Ranks 1st of 93 savings accounts tracked by BankMate, 0.94 points above the average of 4.86%. The rate last rose on 9 June 2026, 34 days after the RBA raised the cash rate to 4.35%.
5.80%p.a.
0.05% base + 5.75% bonus · bonus up to $50,000 · unlimited withdrawals · variable
Rate over time
Total rate, conditions met- Future Saver Account
- RBA cash rate
- Market average
Position among 93 accounts
By month, end of month- Feb 2026: ranked 2 of 46
- Mar 2026: ranked 4 of 74
- Apr 2026: ranked 4 of 88
- May 2026: ranked 7 of 91
- June 2026: ranked 4 of 91
- July 2026: ranked 4 of 92
- Aug 2026: ranked 4 of 92
- Sept 2026: ranked 1 of 93
Feb 2026
- Top 5%
- Top 10%
- Top 25%
- Lower
In the top 5% for 6 of the last 8 months. Never below the top 10%.
Changes
2 on record since 1 Mar 2026- 5.35 → 5.60Bonus rate · 34 days after the RBA rise to 4.35%+0.25
- 5.10 → 5.35Bonus rate · 10 days after the RBA rise to 4.10%+0.25
Conditions for the bonus rate
Checked each month- Monthly deposits
- $1,000/month
- Balance range
- $0 - $50,000
- Age
- 14-35 years
On your balance
Saved with your preferences- Interest this year
- —
- Each month
- —
- Against the average account (4.86%)
- —
Rate by balance
Up to $50k
5.80%$50k – $250k
3.10%$250k+
0.05%Notes from savers
to leave a note.