Lender profile · Home loans
LiveBOQ home loans
BOQ also offers savings accounts and term deposits · Provider overview →
As of 18 September 2026, BOQ has three home loan products in 60 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.23% (Economy Variable Home Loan), ranking 27th of 107 variable owner-occupier P&I loans and sitting 0.53 points below the market average of 6.76%.
- Lowest comparison rate
- 6.23%
- Economy Variable Home Loan
- Market rank
- #27
- of 107 variable owner-occupier P&I loans
- Products
- 3
- 60 variants
- Last change
- —
- None recorded yet
Rates over time
Comparison rate of each product's headline variant- RBA cash rate
- Market average
What changed
No changes recorded for BOQ's home loans since tracking began on 12 September 2026.
Home loans
Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rateVariable · 2
Variable · P&I · Owner-occupier · 70–80% LVR · redraw · 13 variants
6.23%#27 of 107comparison · 6.08% advertised
- Application fee
- $300
- Ongoing fee
- $10 a month
- Discharge fee
- $350
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Owner-occupier · ≤80% LVR · offset account · redraw · 14 variants
6.26%#31 of 107comparison · 6.14% advertised
- Application fee
- None
- Ongoing fee
- $10 a month
- Discharge fee
- $350
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Fixed · 1
2yr Fixed · P&I · Owner-occupier · ≤80% LVR · 33 variants
2y 6.28%3y 6.31%4y 6.50%5y 6.55%6.28%#8 of 49comparison · 6.24% advertised
- Application fee
- None
- Ongoing fee
- $10 a month
- Discharge fee
- $350
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare all home loans · Home loan report
Notes on BOQ home loans
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