BOQ home loans
3 home loans with 21 options: variable or fixed from 1 to 5 years, for owner-occupiers or investors, paying principal and interest or interest only, with rates by deposit size. Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate.
- Economy Variable Home LoanRedraw6.47%
- Clear Path Variable Home LoanOffset account · redraw6.51%
- Fixed Rate Home Loan–
The lowest rate for each choice: the comparison rate where the lender publishes one, else the advertised rate. Every variant is on the loan's own page.
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
October 20263 changes
- 8Thu
- Fixed Rate Home Loan33 variants up 0.13 to 0.348 days after the RBA rise to 4.60%+0.13 to +0.34
- 3Sat
- Economy Variable Home Loan13 variants up 0.24 to 0.253 days after the RBA rise to 4.60%+0.24 to +0.25All Variable
P&I · Owner-occupier · ≤70% LVR 6.18 6.42 +0.24 P&I · Owner-occupier · 70–80% LVR 6.23 6.47 +0.24 P&I · Investor · ≤70% LVR 6.28 6.52 +0.24 P&I · Owner-occupier · 80–90% LVR 6.34 6.58 +0.24 P&I · Investor · 70–80% LVR 6.34 6.58 +0.24 Interest Only · Investor · ≤70% LVR 6.38 6.63 +0.25 Interest Only · Investor · 70–80% LVR 6.41 6.66 +0.25 P&I · Investor · 80–90% LVR 6.58 6.83 +0.25 Interest Only · Investor · 80–90% LVR 6.64 6.89 +0.25 P&I · Owner-occupier · ≤90% LVR 7.71 7.96 +0.25 P&I · Investor · ≤90% LVR 8.06 8.31 +0.25 Interest Only · Owner-occupier · ≤90% LVR 7.92 8.17 +0.25 Interest Only · Investor · ≤90% LVR 8.21 8.46 +0.25 - Clear Path Variable Home Loan14 variants up 0.25 to 0.263 days after the RBA rise to 4.60%+0.25 to +0.26All Variable
P&I · Owner-occupier · ≤80% LVR 6.26 6.51 +0.25 P&I · Investor · ≤80% LVR 6.41 6.66 +0.25 P&I · Owner-occupier · 80–90% LVR 6.41 6.66 +0.25 Interest Only · Investor · ≤80% LVR 6.45 6.70 +0.25 P&I · Investor · 80–90% LVR 6.66 6.91 +0.25 P&I · Owner-occupier · 90–95% LVR 6.71 6.96 +0.25 Interest Only · Investor · 80–90% LVR 6.76 7.01 +0.25 P&I · Investor · 90–95% LVR 7.11 7.36 +0.25 Interest Only · Owner-occupier · ≤80% LVR 6.91 7.16 +0.25 Interest Only · Owner-occupier · 80–90% LVR 7.11 7.36 +0.25 P&I · Owner-occupier · ≤95% LVR 8.35 8.60 +0.25 Interest Only · Owner-occupier · ≤95% LVR 8.53 8.78 +0.25 P&I · Investor · ≤95% LVR 8.98 9.23 +0.25 Interest Only · Investor · ≤95% LVR 9.09 9.35 +0.26
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare home loans · Home loan report
Notes on BOQ home loans
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As of 1 November 2026, BOQ has three home loan products in 60 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.47% (Economy Variable Home Loan), ranking 36th of 93 variable owner-occupier P&I loans and sitting 0.11 points below the market average of 6.58%. Its rates last moved on 8 October 2026, 8 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.