As of 18 September 2026, the BOQ Clear Path Variable Home Loan's variable owner-occupier P&I variant has a comparison rate of 6.26% (6.14% advertised), ranking 31st of 107 variable owner-occupier P&I loans and sitting 0.50 points below the market average of 6.76%. The product comes in 14 variants; the others are investor, interest-only and other LVR bands.
6.26%comparison rate p.a.
6.14% advertised · Variable · P&I · Owner-occupier · ≤80% LVR
13 other variants: investor, interest-only and other LVR bands below.
Rate over time
Comparison rate · Variable · P&I · Owner-occupier · ≤80% LVR- Clear Path Variable Home Loan · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Owner-occupier · ≤80% LVR
- 6.26% comparison · 6.14% advertised
- Variable · P&I · Owner-occupier · ≤95% LVR
- 8.35% comparison · 8.24% advertised
- Variable · P&I · Owner-occupier · 80–90% LVR
- 6.41% comparison · 6.29% advertised
- Variable · P&I · Owner-occupier · 90–95% LVR
- 6.71% comparison · 6.59% advertised
- Variable · Interest Only · Owner-occupier · ≤95% LVR
- 8.53% comparison · 8.63% advertised
- Variable · Interest Only · Owner-occupier · ≤80% LVR
- 6.91% comparison · 7.64% advertised
- Variable · Interest Only · Owner-occupier · 80–90% LVR
- 7.11% comparison · 7.89% advertised
- Variable · P&I · Investor · ≤80% LVR
- 6.41% comparison · 6.29% advertised
- Variable · P&I · Investor · ≤95% LVR
- 8.98% comparison · 8.87% advertised
- Variable · P&I · Investor · 80–90% LVR
- 6.66% comparison · 6.54% advertised
- Variable · P&I · Investor · 90–95% LVR
- 7.11% comparison · 6.99% advertised
- Variable · Interest Only · Investor · ≤95% LVR
- 9.09% comparison · 9.12% advertised
- Variable · Interest Only · Investor · ≤80% LVR
- 6.45% comparison · 6.39% advertised
- Variable · Interest Only · Investor · 80–90% LVR
- 6.76% comparison · 6.79% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- $10 a month
- Discharge fee
- $350
- Redraw fee
- None
Features
Headline variant- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
About this product
If you're looking for a fully featured, home loan with a low rate, our Clear Path Variable Rate Home Loan is for you.