Home loan · Variable
Economy Variable Home Loan
6.47%comparison rate p.a. · 6.33% advertised
Variable · P&I · Owner-occupier · 70–80% LVR
36th of 93 variable owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- $300
- Ongoing fee
- $10 a month
- Discharge fee
- $350
- Variable · P&I · Owner-occupier · ≤90% LVR
- 7.96% comparison · 7.82% advertised
- Variable · P&I · Owner-occupier · ≤70% LVR
- 6.42% comparison · 6.28% advertised
- Variable · P&I · Owner-occupier · 70–80% LVR
- 6.47% comparison · 6.33% advertised
- Variable · P&I · Owner-occupier · 80–90% LVR
- 6.58% comparison · 6.44% advertised
- Variable · Interest Only · Owner-occupier · ≤90% LVR
- 8.17% comparison · 8.30% advertised
- Variable · P&I · Investor · ≤90% LVR
- 8.31% comparison · 8.17% advertised
- Variable · P&I · Investor · ≤70% LVR
- 6.52% comparison · 6.38% advertised
- Variable · P&I · Investor · 70–80% LVR
- 6.58% comparison · 6.44% advertised
- Variable · P&I · Investor · 80–90% LVR
- 6.83% comparison · 6.69% advertised
- Variable · Interest Only · Investor · ≤70% LVR
- 6.63% comparison · 6.64% advertised
- Variable · Interest Only · Investor · ≤90% LVR
- 8.46% comparison · 8.52% advertised
- Variable · Interest Only · Investor · 70–80% LVR
- 6.66% comparison · 6.64% advertised
- Variable · Interest Only · Investor · 80–90% LVR
- 6.89% comparison · 6.84% advertised
- Application fee
- $300
- Ongoing fee
- $10 a month
- Discharge fee
- $350
- Redraw fee
- None
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $150,000
- Economy Variable Home Loan · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
October 20261 change
- 3Sat
- 13 variants up 0.24 to 0.253 days after the RBA rise to 4.60%+0.24 to +0.25All Variable
P&I · Owner-occupier · ≤90% LVR 7.71 7.96 +0.25 P&I · Owner-occupier · ≤70% LVR 6.18 6.42 +0.24 P&I · Owner-occupier · 70–80% LVR 6.23 6.47 +0.24 P&I · Owner-occupier · 80–90% LVR 6.34 6.58 +0.24 Interest Only · Owner-occupier · ≤90% LVR 7.92 8.17 +0.25 P&I · Investor · ≤90% LVR 8.06 8.31 +0.25 P&I · Investor · ≤70% LVR 6.28 6.52 +0.24 P&I · Investor · 70–80% LVR 6.34 6.58 +0.24 P&I · Investor · 80–90% LVR 6.58 6.83 +0.25 Interest Only · Investor · ≤70% LVR 6.38 6.63 +0.25 Interest Only · Investor · ≤90% LVR 8.21 8.46 +0.25 Interest Only · Investor · 70–80% LVR 6.41 6.66 +0.25 Interest Only · Investor · 80–90% LVR 6.64 6.89 +0.25
A simple home loan doesn't mean you have to compromise on its features. With our Economy Home Loan, you'll enjoy an ongoing low variable interest rate with free redraw and flexible repayment options.
Also from BOQ: Clear Path Variable Home Loan 6.51% · Fixed Rate Home Loan 6.59%
As of 2 November 2026, the BOQ Economy Variable Home Loan's variable owner-occupier P&I variant has a comparison rate of 6.47% (6.33% advertised), ranking 36th of 93 variable owner-occupier P&I loans and sitting 0.11 points below the market average of 6.58%. The product comes in 13 variants; the others are investor, interest-only and other LVR bands. Its rate last moved on 3 October 2026, 3 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.