BOQ term deposits

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As of 18 September 2026, BOQ has one term deposit product tracked by BankMate, over seven terms from 3 months to 1 year. Its highest rate is 5.05% p.a. on the Premier Investment Term Deposit for 1 year, 184th of 590 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 8 July 2026.

Best rate: 5.05%; 1 year · Premier Investment Term Deposit
Market rank: #184; of 590 12-month deposits
Terms: 7; 1 product
Last change: 8 July 2026; 1 change on record

Rates over time

Best 12-month rate per product

Premier Investment Term Deposit
RBA cash rate
Market average · 12-month deposits

What changed

1 change since 9 Apr 2026

8 July 2026
Premier Investment Term Deposit · 12 terms cut 0.05 to 0.20
- 3-month 4.45 → 4.40
- 4-month 4.55 → 4.50
- 4-month 4.45 → 4.40
- 6-month 4.85 → 4.80
- 6-month 4.75 → 4.70
- 7-month 4.85 → 4.80
- 7-month 4.75 → 4.70
- 8-month 4.20 → 4.00
- 9-month 5.00 → 4.95
- 9-month 4.90 → 4.85
- 12-month 5.10 → 5.05
- 12-month 5.00 → 4.95
mixed

Term deposits

Best rate per product, by term · ranked within each term

Premier Investment Term Deposit
interest at maturity or monthly · from $5,000 · 7 terms
3 mo 4.50%6 mo 4.80%9 mo 4.95%1 yr 5.05%
5.05%#184 of 590

Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits

Notes on BOQ term deposits

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