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Savings · Side by side

Great Southern Bank Future Saver vs ubank Save account

5.10% a year
5.60% a year
vs
These are open to different people: Great Southern Bank Future Saver to anyone 18 or over, ubank Save account to anyone 16 or over.
Interest a year on $50,000, with the conditions met
$2,550
5.10% on this balance
$2,800
5.60% on this balance

ubank Save account pays $250 more a year on $50,000 than Great Southern Bank Future Saver.

Drag to try another balance

Where they differThe rate (5.10% against 5.60%), the conditions on the bonus, how much of a balance the top rate covers, the intro rate and who can open it.

The same on bothNo minimum balance.

Great Southern BankFuture Saver
ubankSave account
Interest a year without meeting the conditions
on $50,000
$50
at the base rate
+$50 · More without meeting the conditions
$0
at the base rate
Total rate
base plus bonus
5.10%
5.60%
+0.50 · Higher total rate
Base rate
paid whatever you do
0.10%
+0.10 · Higher base rate
0.00%
Bonus rate
5.00%
with the conditions met
5.60%
with the conditions met
+0.60 · Higher bonus rate
Top rate paid up to
$500k
$1M
+$500k · Covers more of a balance
What the bonus asks each month
  1. A balance at least $250 higher than it started
  1. A balance that ends the month higher than it started
Intro rate
for new accounts
None
6.50%
for 4 months
Who can open it
Anyone 18 or over
Anyone 16 or over
Rank by total rate
62nd of 123
among accounts open to adults
20th of 123
among accounts open to adults
Last rate change
27 Oct 2026
up 0.25
10 Nov 2026
up 0.25

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

Great Southern Bank Future Saver
Go to siteMore about this account
ubank Save account
Go to siteMore about this account

As of 13 November 2026, Great Southern Bank Future Saver pays 5.10% with its monthly conditions met, and ubank Save account pays 5.60% with its monthly conditions met. On $50,000, that's $2,550 against $2,800 a year, $250 more from ubank Save account. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

Compare all 158 accounts

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A savings account against a term depositWhat each pays over the same term on your balance