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Savings · Side by side
St George Incentive Saver vs St George Maxi Saver
vs
Interest a year on $50,000, with the conditions met
$2,700
5.40% on this balance
$625
1.25% on this balance
St George Incentive Saver pays $2,075 more a year on $50,000 than St George Maxi Saver.
Drag to try another balance
St GeorgeIncentive Saver
St GeorgeMaxi Saver
Figure by figure
Interest a year with the conditions missed
on $50,000
$5
at the base rate
$625
No conditions to miss
+$620 · More with the conditions missed
Total rate
base plus bonus
5.40%
+4.15 · Higher total rate
1.25%
Base rate
paid whatever you do
0.01%
1.25%
the whole rate
+1.24 · Higher base rate
Bonus rate
5.39%
with the conditions met
+5.39 · Higher bonus rate
None
one rate, nothing to do
Top rate paid up to
$1M
No cap
Covers all of it · Covers more of a balance
What the bonus asks each month
- 1A balance at least $50 higher than it started
Nothing
Intro rate
for new accounts
None
5.60%
for 6 months
Who can open it
Anyone 14 or over
Anyone 18 or over
Minimum balance
None
None
Rank by total rate
among the accounts we track
20th of 152
140th of 152
Last rate change
9 Oct 2026
up 0.25
No change
since 25 Sep 2026
Rates over time
Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.
As of 12 October 2026, St George Incentive Saver pays 5.40% with its monthly conditions met, and St George Maxi Saver pays 1.25% with nothing to do each month. On $50,000, that's $2,700 against $625 a year, $2,075 more from St George Incentive Saver. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.
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