Pays 5.15% p.a. total (0.01% base plus 5.14% bonus) as of 18 September 2026. Ranks 29th of 93 savings accounts tracked by BankMate, 0.29 points above the average of 4.86%. The rate was last restructured on 31 August 2026.
5.15%p.a.
0.01% base + 5.14% bonus · bonus up to $1,000,000 · unlimited withdrawals · variable
Rate over time
Total rate, conditions met- Incentive Saver
- RBA cash rate
- Market average
Position among 93 accounts
By month, end of month- Feb 2026: ranked 13 of 46
- Mar 2026: ranked 19 of 74
- Apr 2026: ranked 24 of 88
- May 2026: ranked 19 of 91
- June 2026: ranked 25 of 91
- July 2026: ranked 27 of 92
- Aug 2026: ranked 27 of 92
- Sept 2026: ranked 29 of 93
Feb 2026
- Top 5%
- Top 10%
- Top 25%
- Lower
In the top 50% for every one of the last 8 months.
Changes
3 on record since 1 Mar 2026- 5.15 → 5.15Base and bonus restructured0.00
- 4.90 → 5.15Bonus rate · 9 days after the RBA rise to 4.35%+0.25
- 4.65 → 4.90Bonus rate · 9 days after the RBA rise to 4.10%+0.25
Conditions for the bonus rate
Checked each month- Balance growth
- $50/month
- Balance range
- $0 - $1,000,000
- Age
- 14+ years
On your balance
Saved with your preferences- Interest this year
- —
- Each month
- —
- Against the average account (4.86%)
- —
Rate by balance
Up to $1M
5.15%$1.0M+
5.15%Notes from savers
to leave a note.