Lender profile · Home loans
LiveSt George home loans
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As of 18 September 2026, St George has five home loan products in 81 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.40% (Basic Variable Home Loan), ranking 47th of 107 variable owner-occupier P&I loans and sitting 0.36 points below the market average of 6.76%.
- Lowest comparison rate
- 6.40%
- Basic Variable Home Loan
- Market rank
- #47
- of 107 variable owner-occupier P&I loans
- Products
- 5
- 81 variants
- Last change
- —
- None recorded yet
Rates over time
Comparison rate of each product's headline variantWhat changed
No changes recorded for St George's home loans since tracking began on 12 September 2026.
Home loans
Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rateVariable · 4
Variable · P&I · Owner-occupier · 70–80% LVR · redraw · no ongoing fee · 11 variants
6.40%#47 of 107comparison · 6.39% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $350
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- No
Variable · P&I · Owner-occupier · 70–80% LVR · offset account · redraw · 11 variants
8.95%#102 of 107comparison · 8.81% advertised
- Application fee
- $600
- Ongoing fee
- $33 a month
- Discharge fee
- $350
- Package annual fee
- $395 a year
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · Interest Only · Owner-occupier · ≤70% LVR · 2 variants
9.12%#54 of 68comparison · 9.30% advertised
- Application fee
- $600
- Ongoing fee
- $8 a month
- Discharge fee
- $350
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
Variable · Interest Only · Owner-occupier · ≤70% LVR · 2 variants
9.12%#54 of 68comparison · 9.30% advertised
- Application fee
- $600
- Ongoing fee
- $8 a month
- Discharge fee
- $350
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
Fixed · 1
5yr Fixed · P&I · Owner-occupier · ≤70% LVR · redraw · 55 variants
1y 8.71%2y 8.48%3y 8.34%4y 8.24%5y 8.11%8.01%#44 of 49comparison · 6.89% advertised
- Application fee
- $600
- Ongoing fee
- $33 a month
- Discharge fee
- $350
- Package annual fee
- $395 a year
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare all home loans · Home loan report
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