As of 18 September 2026, the St George Fixed Rate Home Loan's 5-year fixed owner-occupier P&I variant has a comparison rate of 8.01% (6.89% advertised), ranking 44th of 49 5-year fixed owner-occupier P&I loans. The product comes in 55 variants; the others are investor, interest-only, other fixed terms and other LVR bands.
8.01%comparison rate p.a.
6.89% advertised · 5yr Fixed · P&I · Owner-occupier · ≤70% LVR
54 other variants: investor, interest-only, other fixed terms and other LVR bands below.
Rate over time
Comparison rate · 5yr Fixed · P&I · Owner-occupier · ≤70% LVR- Fixed Rate Home Loan · 5yr Fixed · P&I · Owner-occupier
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- 1yr Fixed · P&I · Owner-occupier · ≤70% LVR
- 8.61% comparison · 6.64% advertised
- 1yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 8.71% comparison · 6.74% advertised
- 1yr Fixed · P&I · Owner-occupier · 80–95% LVR
- 9.01% comparison · 7.04% advertised
- 1yr Fixed · Interest Only · Owner-occupier · ≤70% LVR
- 8.65% comparison · 6.99% advertised
- 1yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 8.75% comparison · 7.09% advertised
- 1yr Fixed · P&I · Investor · ≤70% LVR
- 9.11% comparison · 6.74% advertised
- 1yr Fixed · P&I · Investor · 70–80% LVR
- 9.21% comparison · 6.84% advertised
- 1yr Fixed · P&I · Investor · 80–95% LVR
- 9.51% comparison · 7.14% advertised
- 1yr Fixed · Interest Only · Investor · ≤70% LVR
- 9.12% comparison · 6.84% advertised
- 1yr Fixed · Interest Only · Investor · 70–80% LVR
- 9.22% comparison · 6.94% advertised
- 1yr Fixed · Interest Only · Investor · 80–90% LVR
- 9.52% comparison · 7.24% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤70% LVR
- 8.38% comparison · 6.54% advertised
- 2yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 8.48% comparison · 6.64% advertised
- 2yr Fixed · P&I · Owner-occupier · 80–95% LVR
- 8.77% comparison · 6.94% advertised
- 2yr Fixed · Interest Only · Owner-occupier · ≤70% LVR
- 8.46% comparison · 6.89% advertised
- 2yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 8.56% comparison · 6.99% advertised
- 2yr Fixed · P&I · Investor · ≤70% LVR
- 8.83% comparison · 6.64% advertised
- 2yr Fixed · P&I · Investor · 70–80% LVR
- 8.93% comparison · 6.74% advertised
- 2yr Fixed · P&I · Investor · 80–95% LVR
- 9.22% comparison · 7.04% advertised
- 2yr Fixed · Interest Only · Investor · ≤70% LVR
- 8.86% comparison · 6.74% advertised
- 2yr Fixed · Interest Only · Investor · 70–80% LVR
- 8.95% comparison · 6.84% advertised
- 2yr Fixed · Interest Only · Investor · 80–90% LVR
- 9.25% comparison · 7.14% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤70% LVR
- 8.25% comparison · 6.74% advertised
- 3yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 8.34% comparison · 6.84% advertised
- 3yr Fixed · P&I · Owner-occupier · 80–95% LVR
- 8.64% comparison · 7.14% advertised
- 3yr Fixed · Interest Only · Owner-occupier · ≤70% LVR
- 8.35% comparison · 7.09% advertised
- 3yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 8.45% comparison · 7.19% advertised
- 3yr Fixed · P&I · Investor · ≤70% LVR
- 8.65% comparison · 6.84% advertised
- 3yr Fixed · P&I · Investor · 70–80% LVR
- 8.75% comparison · 6.94% advertised
- 3yr Fixed · P&I · Investor · 80–95% LVR
- 9.04% comparison · 7.24% advertised
- 3yr Fixed · Interest Only · Investor · ≤70% LVR
- 8.69% comparison · 6.94% advertised
- 3yr Fixed · Interest Only · Investor · 70–80% LVR
- 8.79% comparison · 7.04% advertised
- 3yr Fixed · Interest Only · Investor · 80–90% LVR
- 9.08% comparison · 7.34% advertised
- 4yr Fixed · P&I · Owner-occupier · ≤70% LVR
- 8.14% comparison · 6.89% advertised
- 4yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 8.24% comparison · 6.99% advertised
- 4yr Fixed · P&I · Owner-occupier · 80–95% LVR
- 8.53% comparison · 7.29% advertised
- 4yr Fixed · Interest Only · Owner-occupier · ≤70% LVR
- 8.30% comparison · 7.29% advertised
- 4yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 8.40% comparison · 7.39% advertised
- 4yr Fixed · P&I · Investor · ≤70% LVR
- 8.53% comparison · 7.04% advertised
- 4yr Fixed · P&I · Investor · 70–80% LVR
- 8.63% comparison · 7.14% advertised
- 4yr Fixed · P&I · Investor · 80–95% LVR
- 8.92% comparison · 7.44% advertised
- 4yr Fixed · Interest Only · Investor · ≤70% LVR
- 8.58% comparison · 7.14% advertised
- 4yr Fixed · Interest Only · Investor · 70–80% LVR
- 8.68% comparison · 7.24% advertised
- 4yr Fixed · Interest Only · Investor · 80–90% LVR
- 8.97% comparison · 7.54% advertised
- 5yr Fixed · P&I · Owner-occupier · ≤70% LVR
- 8.01% comparison · 6.89% advertised
- 5yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 8.11% comparison · 6.99% advertised
- 5yr Fixed · P&I · Owner-occupier · 80–95% LVR
- 8.40% comparison · 7.29% advertised
- 5yr Fixed · Interest Only · Owner-occupier · ≤70% LVR
- 8.20% comparison · 7.29% advertised
- 5yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 8.30% comparison · 7.39% advertised
- 5yr Fixed · P&I · Investor · ≤70% LVR
- 8.37% comparison · 7.04% advertised
- 5yr Fixed · P&I · Investor · 70–80% LVR
- 8.46% comparison · 7.14% advertised
- 5yr Fixed · P&I · Investor · 80–95% LVR
- 8.75% comparison · 7.44% advertised
- 5yr Fixed · Interest Only · Investor · ≤70% LVR
- 8.43% comparison · 7.14% advertised
- 5yr Fixed · Interest Only · Investor · 70–80% LVR
- 8.53% comparison · 7.24% advertised
- 5yr Fixed · Interest Only · Investor · 80–90% LVR
- 8.82% comparison · 7.54% advertised
Fees
Headline variant- Application fee
- $600
- Ongoing fee
- $33 a month
- Discharge fee
- $350
- Package annual fee
- $395 a year
- Redraw fee
- None
Features
Headline variant- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- Yes
- Repayment holiday
- Yes
Eligibility
- Minimum loan
- $10,000
- Maximum loan
- $2,000,000
About this product
Lock in a little certainty with a fixed interest rate for 1-5 years.