St George term deposits

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As of 18 September 2026, St George has one term deposit product tracked by BankMate, over 12 terms from 3 months to 2 years. Its highest rate is 4.75% p.a. on the Term Deposit for 1 year, 291st of 590 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 3 July 2026.

Best rate: 4.75%; 1 year · Term Deposit
Market rank: #291; of 590 12-month deposits
Terms: 12; 1 product
Last change: 3 July 2026; 2 changes on record

Rates over time

Best 12-month rate per product

Term Deposit
RBA cash rate
Market average · 12-month deposits

What changed

2 changes since 9 Apr 2026

3 July 2026
Term Deposit · 9 terms cut 0.25 to 0.50
- 12-month 5.00 → 4.75
- 12-month 5.00 → 4.75
- 12-month 4.95 → 4.70
- 12-month 4.95 → 4.70
- 13-month 4.95 → 4.70
- 13-month 4.95 → 4.70
- 24-month 5.00 → 4.50
- 24-month 4.95 → 4.45
- 24-month 4.95 → 4.45
mixed
24 Apr 2026
Term Deposit · 12-month 3.95 → 5.0037 days after the RBA rise to 4.10%
+1.05

Term deposits

Best rate per product, by term · ranked within each term

Term Deposit
interest at maturity or monthly or annually · from $0 · 12 terms
3 mo 3.40%6 mo 3.55%9 mo 3.70%1 yr 4.75%2 yr 4.50%
4.75%#291 of 590

Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits

Notes on St George term deposits

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