Savings account · 18+ years
ING Savings Maximiser
5.75%p.a. total
0.01% base + 5.74% bonus when the conditions are met
The RBA raised the cash rate to 4.60% on 30 September. Savings Maximiser moved on 9 October, 9 days later.
What the bonus asks
3 things each month- Each month
- A deposit of at least $1,000
- 5 card purchases
- A balance that ends the month higher than it started
- A month without them
Pays the 0.01% base rate on the whole balance.
- Who can open it
Anyone 18 or over
- Balance
The bonus is paid on balances up to $100,000.
Rate history
Last change 9 Oct- Savings Maximiser
- RBA cash rate
- Market average
October 20261 change
- 9Fri
- 5.50 → 5.75Bonus rate 5.49% → 5.74% · 9 days after the RBA rise to 4.60%+0.25
May 20261 change
- 15Fri
- 5.25 → 5.50Bonus rate 5.24% → 5.49% · 9 days after the RBA rise to 4.35%+0.25
March 20261 change
- 27Fri
- 5.00 → 5.25Bonus rate 4.99% → 5.24% · 9 days after the RBA rise to 4.10%+0.25
- A year meeting the conditions
- $2,875
- A year without meeting the conditions
- $5
- Against the average (4.37%)
- +$691
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
Notes from savers
to leave a note.
Other ING accounts: Savings Booster 5.65% · Savings Accelerator 5.05%
BankMate no longer tracks this account. Its figures are as BankMate last read them, on 1 November 2026. Compare savings accounts ·