Savings account · 18+ years
ING Savings Booster
5.65%p.a. total
2.50% base + 3.15% bonus when the conditions are met
6.25% for the first 4 months, then 5.65%7th of 151 savings accounts · market average 4.37%
The RBA raised the cash rate to 4.60% on 30 September. Savings Booster moved on 9 October, 9 days later.
What the bonus asks
1 thing each month- Each month
- A balance at least $100 higher than it started
- A month without them
Pays the 2.50% base rate on the whole balance.
- Who can open it
Anyone 18 or over
- Balance
The bonus is paid on balances up to $500,000.
Rate history
Last change 9 Oct- Savings Booster
- RBA cash rate
- Market average
October 20261 change
- 9Fri
- 5.40 → 5.65Base rate 2.25% → 2.50% · 9 days after the RBA rise to 4.60%+0.25
- #6JulJuly 2026: ranked 6 of 80
- #6AugAug 2026: ranked 6 of 80
- #9SepSep 2026: ranked 9 of 120
- #6OctOct 2026: ranked 6 of 150
- #7NowNov 2026: ranked 7 of 151
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
In the top 10% for every one of the last 5 months.
- A year meeting the conditions
- $2,825
- A year without meeting the conditions
- $1,250
- Against the average (4.37%)
- +$641
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
Notes from savers
to leave a note.
Other ING accounts: Savings Maximiser 5.75% · Savings Accelerator 5.05%
Pays 5.65% p.a. total (2.50% base plus 3.15% bonus) as of 1 November 2026. Ranks 7th of 151 savings accounts tracked by BankMate, 1.28 points above the average of 4.37%. The rate last rose on 9 October 2026, 9 days after the RBA raised the cash rate to 4.60%. From ING's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·