ING personal loans
ING has one personal loan that BankMate tracks.
Personal loan · Unsecured · Fixed
ING Personal Loan
7.03%comparison rate p.a.
from 6.19% advertised · Unsecured · fixed · any purpose
9th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $199 application · $8/mo.
- Advertised rate
- from 6.19% p.a.
- Application fee
- $199
- Loan amount
- $5,000 – $60,000
- Minimum income
- $36,000 a year
- Comparison rate
- 7.03% p.a.
- Monthly fee
- $8
- Advertised rate
- from 6.19% p.a.
- Comparison rate
- 7.03% p.a.
- Rate type
- Fixed
- Application fee
- $199
- Monthly fee
- $8
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $30
- Loan amount
- $5,000 – $60,000
- Loan term
- 2 years to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- Yes
- Minimum income
- $36,000 a year
- Minimum age
- 18
- Residency
- Australian residents only
- ING Personal Loan
- RBA cash rate
- Unsecured average
No changes recorded for this product since tracking began on 12 September 2026.
Unsecured personal loan with a low fixed rate, monthly Loan Service Fee and no early repayment fees.
Notes on ING personal loans
to leave a note.
As of 1 November 2026, ING has one personal loan tracked by BankMate. Its lowest comparison rate is 7.03% on the ING Personal Loan (unsecured · fixed · any purpose), ranking 9th of 84 unsecured loans and sitting 3.61 points below the unsecured market average of 10.64%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.