BankMate

Savings account · 15+ years

ANZ Plus Growth Saver

5.35%p.a. total

0.10% base + 5.25% bonus when the conditions are met

29th of 151 savings accounts · market average 4.37%

Go to ANZ PlusCompare with another account

The RBA raised the cash rate to 4.60% on 30 September. ANZ Plus Growth Saver moved on 9 October, 9 days later.

What the bonus asks

1 thing each month
Each month
  1. A balance at least $100 higher than it started
A month without them

Pays the 0.10% base rate on the whole balance.

Who can open it

Anyone 15 or over

Balance

No balance cap.

Compare all 151 accounts

Rate history

Last change 9 Oct
  • ANZ Plus Growth Saver
  • RBA cash rate
  • Market average
4.004.505.005.50MarMayJulSepToday5.35% p.a. today

October 20261 change

  1. 9Fri
    • 5.10 → 5.35Bonus rate 5.00% → 5.25% · 9 days after the RBA rise to 4.60%
      +0.25

May 20261 change

  1. 15Fri
    • 4.75 → 5.10Bonus rate 4.65% → 5.00% · 9 days after the RBA rise to 4.35%
      +0.35

March 20261 change

  1. 27Fri
    • 4.50 → 4.75Bonus rate 4.40% → 4.65% · 9 days after the RBA rise to 4.10%
      +0.25

  1. #20FebFeb 2026: ranked 20 of 42
  2. #25MarMar 2026: ranked 25 of 64
  3. #35AprApr 2026: ranked 35 of 76
  4. #19MayMay 2026: ranked 19 of 79
  5. #25JunJune 2026: ranked 25 of 79
  6. #26JulJuly 2026: ranked 26 of 80
  7. #26AugAug 2026: ranked 26 of 80
  8. #34SepSep 2026: ranked 34 of 120
  9. #28OctOct 2026: ranked 28 of 150
  10. #29NowNov 2026: ranked 29 of 151
  • Top 5%
  • Top 10%
  • Top 25%
  • Top half
  • Lower half

In the top 50% for every one of the last 10 months.

A year meeting the conditions
$2,675
A year without meeting the conditions
$50
Against the average (4.37%)
+$491

On a $50,000 balance. Type yours above; it's kept with your savings preferences.

Grow your balance by $100 per month (excluding interest). No limit.

Notes from savers

to leave a note.

Often compared with: Westpac Life

Other ANZ Plus accounts: ANZ Plus Flex Saver 5.35%

Pays 5.35% p.a. total (0.10% base plus 5.25% bonus) as of 1 November 2026. Ranks 29th of 151 savings accounts tracked by BankMate, 0.98 points above the average of 4.37%. The rate last rose on 9 October 2026, 9 days after the RBA raised the cash rate to 4.60%. From ANZ Plus's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·