BankMate

Savings account · 15+ years

ANZ Plus Flex Saver

5.35%p.a. total

No bonus conditions: the rate is paid every month

29th of 151 savings accounts · market average 4.37%

Go to ANZ PlusCompare with another account

The RBA raised the cash rate to 4.60% on 30 September. ANZ Plus Flex Saver moved on 9 October, 9 days later.

What it asks

Nothing each month
Each month

Nothing. The rate is paid every month.

Who can open it

Anyone 15 or over

Balance

The top rate is paid on balances up to $5,000.

Compare all 151 accounts

Rate history

Last change 9 Oct
  • ANZ Plus Flex Saver
  • RBA cash rate
  • Market average
4.004.505.005.50MarMayJulSepToday5.35% p.a. today

October 20261 change

  1. 9Fri
    • 5.10 → 5.35Total rate 5.10% → 5.35% · 9 days after the RBA rise to 4.60%
      +0.25

May 20261 change

  1. 15Fri
    • 4.75 → 5.10Total rate 4.75% → 5.10% · 9 days after the RBA rise to 4.35%
      +0.35

March 20261 change

  1. 27Fri
    • 4.50 → 4.75Total rate 4.50% → 4.75% · 9 days after the RBA rise to 4.10%
      +0.25

  1. #20FebFeb 2026: ranked 20 of 42
  2. #25MarMar 2026: ranked 25 of 64
  3. #35AprApr 2026: ranked 35 of 76
  4. #19MayMay 2026: ranked 19 of 79
  5. #25JunJune 2026: ranked 25 of 79
  6. #26JulJuly 2026: ranked 26 of 80
  7. #26AugAug 2026: ranked 26 of 80
  8. #34SepSep 2026: ranked 34 of 120
  9. #28OctOct 2026: ranked 28 of 150
  10. #29NowNov 2026: ranked 29 of 151
  • Top 5%
  • Top 10%
  • Top 25%
  • Top half
  • Lower half

In the top 50% for every one of the last 10 months.

Interest a year
$1,325
Each month
$110
Against the average (4.37%)
−$859

On a $50,000 balance. Type yours above; it's kept with your savings preferences.

On $50,000: 5.35% to $5k, then 2.35%.

Up to $5k5.35%
$5k+2.35%

No monthly conditions. The higher rate is paid on the first $5,000, a lower rate on every dollar over. No card: payments by PayTo, Pay Anyone, BPAY, direct debit and PayID. For existing ANZ Plus customers.

Notes from savers

to leave a note.

Other ANZ Plus accounts: ANZ Plus Growth Saver 5.35%

Pays 5.35% p.a. with no bonus conditions as of 1 November 2026. Ranks 29th of 151 savings accounts tracked by BankMate, 0.98 points above the average of 4.37%. The rate last rose on 9 October 2026, 9 days after the RBA raised the cash rate to 4.60%. From ANZ Plus's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·