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ahm vs Bupa

What each sells a single in NSW, priced from the statements every insurer files

vs
Priced for
in

Priced for a single in NSW, after the 24.1% rebate (the full rebate), under 65, with no Lifetime Health Cover loading. Answer a few questions to price it for your age and income.

Compare on
Cheapest hospital cover at Silver or higher, a year
$1,432
essentials silver plus · $750 a stay
$1,455
Silver Plus Classic Hospital $750 Excess · $750 a stay

ahm's cheapest costs $23 a year less than Bupa's.

Tier at least, and the most you'd pay towards a hospital stay
ahmahm
BupaBupa
Cheapest at Silver or higher
excess of $750 or less
essentials silver plus
Silver Plus · $750 a stay
Silver Plus Classic Hospital $750 Excess
Silver Plus · $750 a stay
A year after the rebate
$1,432
$119.36 a month
$23 a year less · Lower price a year
$1,455
$121.26 a month
Categories covered
as a private patient
29 of 38
1 more restricted
28 of 38
2 more restricted
Ambulance
on that policy
Emergencies
Emergencies
Policies at Silver or higher
any excess
8
excess $0 to $750
14
excess $0 to $750
Policies you can buy
for this household, in this state
40
16 hospital · 19 extras · 5 combined
65
28 hospital · 29 extras · 8 combined
Hospital tiers sold
Basic, Bronze, Silver, Gold
Basic, Bronze, Silver, Gold
Age-based discount
up to 10% off hospital cover for under-30s
On 16 of 16
hospital policies
On 28 of 28
hospital policies

Every Silver or higher hospital policy, a year

Point at a dot for its policy
ahm$1,432 · essentials silver plus · $750 a stay$1,706 · silver support · $750 a stay$1,783 · evolve silver plus · $750 a stay$2,156 · saver silver plus support · $500 a year$2,162 · core silver plus · $750 a stay$2,174 · deluxe saver silver plus · $750 a year$2,505 · super silver plus · $750 a stay$4,289 · advanced hospital gold · No excessBupa$1,455 · Silver Plus Classic Hospital $750 Excess · $750 a stay$1,465 · Silver Plus Essential Hospital $750 Excess · $750 a stay$1,614 · Silver Plus Classic Hospital $500 Excess · $500 a stay$1,695 · Silver Plus Essential Hospital $500 Excess · $500 a stay$1,944 · Silver Plus Essential Hospital $250 Excess · $250 a stay$2,303 · Silver Plus Advanced Hospital $750 Excess · $750 a stay$2,395 · Silver Plus Advanced Hospital $500 Excess · $500 a stay$2,464 · Silver Plus Assured Hospital $750 Excess · $750 a stay$2,548 · Silver Plus Assured Hospital $500 Excess · $500 a stay$2,639 · Silver Plus Advanced Hospital $250 Excess · $250 a stay$2,754 · Silver Plus Assured Hospital $250 Excess · $250 a stay$2,991 · Silver Plus Assured Hospital Nil Excess · No excess$3,774 · Gold Comprehensive Hospital $750 Excess · $750 a stay$3,986 · Gold Comprehensive Hospital $500 Excess · $500 a stay$1,432$2,147$2,861$3,575$4,289

Each dot is one hospital policy at Silver or higher with an excess of $750 or less, a year for a single in NSW, after the 24.1% rebate (the full rebate); the filled one is the headline's. Policies with a co-payment on top of the excess are left out.

ahm · essentials silver plus
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Bupa · Silver Plus Classic Hospital $750 Excess
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Priced for a single in NSW, after the 24.1% rebate (the full rebate), with no Lifetime Health Cover loading. ahm's cheapest Silver-or-higher hospital policy with an excess of $750 or less costs $1,432 a year and Bupa's $1,455. At the 1 April 2026 round, ahm's premiums here rose by a median 6.5% and Bupa's 5.8%. Premiums from the Private Health Information Statements every insurer files with PrivateHealth.gov.au, October 2026 release; extras paid back are worked out at typical fees, so yours may differ. Each row says which figure is lower or higher, nothing more.

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