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ahm vs Medibank

What each sells a single in NSW, priced from the statements every insurer files

vs
Priced for
in

Priced for a single in NSW, after the 24.1% rebate (the full rebate), under 65, with no Lifetime Health Cover loading. Answer a few questions to price it for your age and income.

Compare on
Cheapest hospital cover at Silver or higher, a year
$1,432
essentials silver plus · $750 a stay
$1,436
Medibank Silver Plus Core · $750 a stay

ahm's cheapest costs $3 a year less than Medibank's.

Tier at least, and the most you'd pay towards a hospital stay
ahmahm
MedibankMedibank
Cheapest at Silver or higher
excess of $750 or less
essentials silver plus
Silver Plus · $750 a stay
Medibank Silver Plus Core
Silver Plus · $750 a stay
A year after the rebate
$1,432
$119.36 a month
$3 a year less · Lower price a year
$1,436
$119.63 a month
Categories covered
as a private patient
29 of 38
1 more restricted
28 of 38
2 more restricted
Ambulance
on that policy
Emergencies
Emergencies
Policies at Silver or higher
any excess
8
excess $0 to $750
6
excess $500 to $750
Policies you can buy
for this household, in this state
40
16 hospital · 19 extras · 5 combined
34
11 hospital · 21 extras · 2 combined
Hospital tiers sold
Basic, Bronze, Silver, Gold
Basic, Bronze, Silver, Gold
Age-based discount
up to 10% off hospital cover for under-30s
On 16 of 16
hospital policies
On 11 of 11
hospital policies

Every Silver or higher hospital policy, a year

Point at a dot for its policy
ahm$1,432 · essentials silver plus · $750 a stay$1,706 · silver support · $750 a stay$1,783 · evolve silver plus · $750 a stay$2,156 · saver silver plus support · $500 a year$2,162 · core silver plus · $750 a stay$2,174 · deluxe saver silver plus · $750 a year$2,505 · super silver plus · $750 a stay$4,289 · advanced hospital gold · No excessMedibank$1,436 · Medibank Silver Plus Core · $750 a stay$1,655 · Medibank Silver Plus Support · $750 a stay$2,272 · Medibank Silver Plus Secure · $750 a stay$2,653 · Medibank Silver Plus Advanced · $500 a year$3,058 · Medibank Gold Advanced · $500 a stay$3,538 · Medibank Gold Protect · $750 a stay$1,432$2,147$2,861$3,575$4,289

Each dot is one hospital policy at Silver or higher with an excess of $750 or less, a year for a single in NSW, after the 24.1% rebate (the full rebate); the filled one is the headline's. Policies with a co-payment on top of the excess are left out.

ahm · essentials silver plus
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Medibank · Medibank Silver Plus Core
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Priced for a single in NSW, after the 24.1% rebate (the full rebate), with no Lifetime Health Cover loading. ahm's cheapest Silver-or-higher hospital policy with an excess of $750 or less costs $1,432 a year and Medibank's $1,436. At the 1 April 2026 round, ahm's premiums here rose by a median 6.5% and Medibank's 4.8%. Premiums from the Private Health Information Statements every insurer files with PrivateHealth.gov.au, October 2026 release; extras paid back are worked out at typical fees, so yours may differ. Each row says which figure is lower or higher, nothing more.

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