Personal Loan

As of 18 September 2026, the Border Bank Personal Loan has a comparison rate of 10.13% (from 9.99% advertised), ranking 130th of 212 unsecured loans tracked by BankMate and sitting 7.00 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for car loan with fees of $98 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

10.13%comparison rate p.a.

from 9.99% advertised · Unsecured · variable · car loan

Fees: $98 application.

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Rate over time

Comparison rate · lenders publish the lowest rate in their range

Personal Loan
RBA cash rate
Unsecured average

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate: from 9.99% p.a.
Comparison rate: 10.13% p.a.
Rate type: Variable

Fees

Application fee: $98
Monthly fee: None
Annual fee: None
Early repayment fee: None
Late payment fee: $10

Loan terms

Loan amount: From $5,000
Loan term: 7 years to 7 years
Extra repayments: Yes
Early payout: Yes
Redraw: Yes
Flexible repayment frequency: No

Eligibility

Minimum age: 18

About this product

Borrow for any worthwhile purpose from the latest in big ticket electronics, white goods and household items to holidays, cars, boats and bikes.

Compare all personal loans