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Central West CUL · Personal loan · Unsecured · Variable

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Set-Off Loan

As of 18 September 2026, the Central West CUL Set-Off Loan has a comparison rate of 7.36% (from 7.15% advertised), ranking 50th of 212 unsecured loans tracked by BankMate and sitting 9.77 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for any purpose with fees of $150 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

7.36%comparison rate p.a.

from 7.15% advertised · Unsecured · variable · any purpose

Fees: $150 application.

Go to Central West CUL

Rate over time

Comparison rate · lenders publish the lowest rate in their range
  • Set-Off Loan
  • RBA cash rate
  • Unsecured average
5.0010.0015.00Today7.36% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate
from 7.15% p.a.
Comparison rate
7.36% p.a.
Rate type
Variable

Fees

Application fee
$150
Monthly fee
None
Annual fee
None
Early repayment fee
None

Loan terms

Extra repayments
Yes
Early payout
Yes
Redraw
Yes
Flexible repayment frequency
No

Eligibility

Minimum age
18

About this product

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