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Family First · Personal loan · Unsecured · Variable

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Car Loan - Between 3 and 5 years

As of 18 September 2026, the Family First Car Loan - Between 3 and 5 years has a comparison rate of 10.35% (from 9.99% advertised), ranking 138th of 212 unsecured loans tracked by BankMate and sitting 6.78 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for car loan with fees of no fees. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

10.35%comparison rate p.a.

from 9.99% advertised · Unsecured · variable · car loan

No application, monthly or annual fee.

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Rate over time

Comparison rate · lenders publish the lowest rate in their range
  • Car Loan - Between 3 and 5 years
  • RBA cash rate
  • Unsecured average
5.0010.0015.00Today10.35% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate
from 9.99% p.a.
Comparison rate
10.35% p.a.
Rate type
Variable

Fees

Application fee
None
Monthly fee
None
Annual fee
None
Early repayment fee
None

Loan terms

Loan amount
From $5,000
Extra repayments
Yes
Early payout
Yes
Redraw
Yes
Flexible repayment frequency
No

Eligibility

Minimum age
18

About this product

Still get a great car loan rate for a used car between 3 and 5 years old.

Compare all personal loans