As of 18 September 2026, the QBANK Personal Loan has a comparison rate of 11.61% (from 10.99% advertised), ranking 161st of 212 unsecured loans tracked by BankMate and sitting 5.52 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for any purpose with fees of $5 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
11.61%comparison rate p.a.
from 10.99% advertised · Unsecured · variable · any purpose
Fees: $5/mo.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Personal Loan
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 10.99% p.a.
- Comparison rate
- 11.61% p.a.
- Rate type
- Variable
Fees
- Application fee
- None
- Monthly fee
- $5
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- $1,000 – $150,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18