Pays 4.95% p.a. total (0.25% base plus 4.70% bonus) as of 18 September 2026. Ranks 59th of 93 savings accounts tracked by BankMate, 0.09 points above the average of 4.86%. The rate last rose on 12 June 2026, 37 days after the RBA raised the cash rate to 4.35%.
4.95%p.a.
0.25% base + 4.70% bonus · bonus up to $500,000 · unlimited withdrawals · variable
Rate over time
Total rate, conditions met- AMP Saver Account
- RBA cash rate
- Market average
Position among 93 accounts
By month, end of month- Feb 2026: ranked 29 of 46
- Mar 2026: ranked 53 of 74
- Apr 2026: ranked 53 of 88
- May 2026: ranked 62 of 91
- June 2026: ranked 56 of 91
- July 2026: ranked 58 of 92
- Aug 2026: ranked 58 of 92
- Sept 2026: ranked 59 of 93
Feb 2026
- Top 5%
- Top 10%
- Top 25%
- Lower
Mostly outside the top half of accounts over the last 8 months: from #53 of 88 in Apr 2026 to #53 of 74 in Mar 2026.
Changes
2 on record since 1 Mar 2026- 4.70 → 4.95Bonus rate · 37 days after the RBA rise to 4.35%+0.25
- 4.45 → 4.70Bonus rate · 15 days after the RBA rise to 4.10%+0.25
Conditions for the bonus rate
Checked each month- Balance growth
- $250/month
- Balance range
- $0 - $500,000
On your balance
Saved with your preferences- Interest this year
- —
- Each month
- —
- Against the average account (4.86%)
- —
Rate by balance
Up to $500k
4.95%Notes from savers
to leave a note.