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BOQ Specialist · Term deposit · 11 terms

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Term Deposit

The BOQ Specialist Term Deposit pays up to 5.20% p.a. as of 18 September 2026, over a 12-month term, 97th of 590 12-month deposits tracked by BankMate. It is offered over 11 terms from 1 month to 5 years, with interest paid at maturity or annually, from a $1,000 deposit.

5.20%p.a. · 1 year

interest at maturity or annually; from $1,000

Early withdrawal is not allowed.

Go to BOQ Specialist

Rates over time

Best rate per term
  • RBA cash rate
  • Market average · 12-month deposits
3.504.004.505.00Today5.201 year5.159 months5.106 months4.853 months4.101 month3.502 years3.503 years3.505 years3.504 years
  • 3 months
  • 6 months
  • 9 months
  • 1 year
  • 2 years
  • 3 years
  • 5 years
  • 1 month
  • 4 years

Changes

No changes recorded for this product since tracking began on 1 September 2026.

Rates by term

Ranked within each term
3 months
4.85% · #50 of 369 3-month deposits
6 months
5.10% · #43 of 547 6-month deposits
9 months
5.15% · #42 of 500 9-month deposits
1 year
5.20% · #97 of 590 12-month deposits
2 years
3.50% · #333 of 394 24-month deposits
3 years
3.50% · #286 of 345 36-month deposits
5 years
3.50% · #88 of 152 60-month deposits
1 month
4.10% · #1 of 3 1-month deposits
4 years
3.50% · #119 of 157 48-month deposits

Deposit

Minimum deposit
$1,000
Maximum deposit
$100,000,000

Interest

Paid
At maturity or Annually
Compounding
monthly

Early withdrawal

Before maturity
Not allowed

About this product

Looking for a dependable yield from your income or hard earned savings? Then a BOQ Specialist fixed term deposit could be an option to consider

Compare all term deposits