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Central West CUL · Term deposit · 2 terms
Live$5000+ (12m - 24m) I4
The Central West CUL $5000+ (12m - 24m) I4 pays up to 4.90% p.a. as of 18 September 2026, over a 17-month term, 3rd of 60 17-month deposits tracked by BankMate. It is offered over two terms from 17 months to 2 years, with interest paid monthly or at maturity, from a $5,000 deposit. Its rates last changed on 16 July 2026.
4.90%p.a. · 17 months
interest monthly or at maturity; from $5,000
Early withdrawal is not allowed.
Rates over time
Best rate per term- RBA cash rate
- Market average · 12-month deposits
- 2 years
- 17 months
Changes
3 changes since 9 Apr 2026- $5000+ (12m - 24m) I4 · 8 terms cut 0.10−0.10
- 17-month 5.00 → 4.90
- 17-month 5.00 → 4.90
- 17-month 5.00 → 4.90
- 17-month 5.00 → 4.90
- 24-month 5.00 → 4.90
- 24-month 5.00 → 4.90
- 24-month 5.00 → 4.90
- 24-month 5.00 → 4.90
- $5000+ (12m - 24m) I4 · 8 terms up 0.3044 days after the RBA rise to 4.10%+0.30
- 17-month 4.70 → 5.00
- 17-month 4.70 → 5.00
- 17-month 4.70 → 5.00
- 17-month 4.70 → 5.00
- 24-month 4.70 → 5.00
- 24-month 4.70 → 5.00
- 24-month 4.70 → 5.00
- 24-month 4.70 → 5.00
- $5000+ (12m - 24m) I4 · 8 terms up 0.2030 days after the RBA rise to 4.10%+0.20
- 17-month 4.50 → 4.70
- 17-month 4.50 → 4.70
- 17-month 4.50 → 4.70
- 17-month 4.50 → 4.70
- 24-month 4.50 → 4.70
- 24-month 4.50 → 4.70
- 24-month 4.50 → 4.70
- 24-month 4.50 → 4.70
Rates by term
Ranked within each term- 2 years
- 4.90% · #114 of 394 24-month deposits
- 17 months
- 4.90% · #3 of 60 17-month deposits
Deposit
- Minimum deposit
- $5,000
- Maximum deposit
- $1,700,000
Interest
- Paid
- Monthly or At maturity
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed
About this product
A fixed term deposit lets you earn a competitive interest rate on your money, over a set period of time.